Cook County property record for 255 Locust Rd, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7.5 ba · 5,885 sqft · built 2004 |
| Lot Size | 0.446 acres (19,428 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,577,000 (Feb 2015) |
| Tax Bill | $52,934 (2023) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-20-312-012 |
| Primary APN | 05-20-312-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,885 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Slate |
| Lot Area | 19,428 sqft (0.446 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 255 LOCUST RD |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (STREYKMANS)-(WILLIAMS) RESUB OF LTS76-78 IN ALLES SU NSET SUB OF NE SW SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | STREYKMANS - WILLIAMS |
| Legal Lot Number | 76-78 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 800500 |
255 Locust Rd is owned and occupied by an individual who bought it in February 2015.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 255 LOCUST RD, WINNETKA, IL 60093-3608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 8, 2020 | Deed of Trust, Mortgage HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2015 · Amount on File |
| Deed Sale | Feb 17, 2015 · Amount on File |
| Prior Sale | Dec 21, 2004 · Amount on File |
| Deed Document Number | 201556016 |
| Prior Transfer Date | Aug 31, 2011 |
| Prior Transfer Doc | 0000050028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 255 LOCUST RD, WINNETKA, IL 60093-3608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0002742067 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2102742067 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 255 LOCUST RD, WINNETKA, IL 60093-3608 |
| Document Number | 2023033099 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 255 LOCUST RD WINNETKA IL 600933608, WINNETKA, IL 60093-3608 |
| Document Number | 2023033099 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 23033099 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | 7575 HUNTINGTON PARK DR, COLUMBUS, OH 43235-5618 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 16, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.35% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $361,344 Land $36,913 Building $324,431 | $3,613,440 Land $369,130 Building $3,244,310 | |
| 2023 | $52,934.00 (-0.69%) | ||
| 2022 | $53,304.00 Homeowner's exemption | $247,651 Land $27,199 Building $220,452 | $2,476,510 Land $271,990 Building $2,204,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 255 Locust Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 55 (1979–2026) |
| Claims Outside the SFHA | 7 of 55 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 255 Locust Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures