Cook County property record for 280 Locust Rd, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 8 ba · 6,677 sqft · built 2008 |
| Lot Size | 0.518 acres (22,564 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,000,000 (Feb 2019) |
| Tax Bill | $69,350 (2023) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 05-20-311-019 |
| Primary APN | 05-20-311-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 17 Rooms |
| Stories | 2 Stories |
| Building Area | 6,677 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Slate |
| Lot Area | 22,564 sqft (0.518 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 280 LOCUST RD |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (JUNIOR) SUB OF LT75 IN ALLES SUNSET SUB OF NE SW SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | JUNIOR SUB |
| Legal Lot Number | 75 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 800500 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 280 LOCUST RD, WINNETKA, IL 60093-3609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA |
| Feb 14, 2019 | Grant Deed, Transfer CIBC BK USA |
| Jul 11, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2019 · Amount on Record |
| Deed Sale | Feb 14, 2019 · Amount on Record |
| Prior Sale | Jun 17, 2008 · Amount on Record |
| Deed Document Number | 201915042 |
| Prior Transfer Date | Dec 9, 2011 |
| Prior Transfer Doc | 0000022020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 280 LOCUST RD, WINNETKA, IL 60093-3609 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | PRAIRIE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007406260 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2207406260 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Address | WORTH, IL 60482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 7.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 14, 2019 |
| Property Address | 280 LOCUST RD, WINNETKA, IL 60093-3609 |
| Document Number | 1904515042 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 4515042 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 280 LOCUST RD WINNETKA IL 600933609, WINNETKA, IL 60093-3609 |
| Document Number | 1904515043 |
|---|---|
| Date | Feb 14, 2019 |
| Instrument | 4515043 |
| Name | CIBC BK USA |
|---|---|
| Address | 7103 W 111TH ST, WORTH, IL 60482-1828 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 280 LOCUST RD, WINNETKA, IL 60093-3609 |
| Document Number | 1720949059 |
| Instrument Date | Jul 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 280 LOCUST RD WINNETKA IL 600933609, WINNETKA, IL 60093-3609 |
| Document Number | 1720949059 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 20949059 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jul 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $418,000 (+21.17%) Land $42,872 Building $375,128 | $4,180,000 (+21.17%) Land $428,720 Building $3,751,280 | |
| 2023 | $69,350.00 (-7.89%) | ||
| 2022 | $75,291.00 | $344,973 Land $31,589 Building $313,384 | $3,449,730 Land $315,890 Building $3,133,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 55 (1979–2026) |
| Claims Outside the SFHA | 7 of 55 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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