310 Locust Rd, Winnetka, IL 60093 Property Records

Cook County property record for 310 Locust Rd, Winnetka, IL 60093

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,558 sqft · built 1941
Lot Size0.234 acres (10,200 sqft)
OwnerIndividual Name on Record
Last Sale$950,000 (Jul 2017)
Tax Bill$24,714 (2023)
Deeds & MortgagesJun 2020 Mortgage
Jul 2018 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN05-20-305-015

Property Details

APN / Parcel Number

Primary APN05-20-305-015
Alternative APN
  • 05-20-305-015-0000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,558 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area10,200 sqft (0.234 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address310 LOCUST RD
CityWINNETKA
StateIL
Zip60093-3611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(ALLES) (SUNSET) SUB IN NE SW SEC 20-42-13
Legal Range13E
Legal Township42N
Legal Section20
Legal SubdivisionALLES SUNSET
Legal Lot Number12
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group3
Census Block3002
Census Tract800500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address310 LOCUST RD, WINNETKA, IL 60093-3611
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MTG
Jul 2, 2018Deed of Trust, Mortgage · Line of Credit
NORTHBROOK BK&TR
Jul 24, 2017Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2017 · Amount on Record
Deed SaleJul 24, 2017 · Amount on Record
Deed Document Number201715035
Prior Transfer DateApr 8, 2011
Prior Transfer Doc0000013030
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address310 LOCUST RD, WINNETKA, IL 60093-3611
Document Number2022707314
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address310 LOCUST RD WINNETKA IL 600933611, WINNETKA, IL 60093-3611

Mortgage

Document Number2022707314
DateAug 14, 2020
Instrument22707314
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address310 LOCUST RD, WINNETKA, IL 60093-3611
Document Number1820619127
Instrument DateJul 2, 2018
Transaction TypeMortgage
Record UpdatedAug 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address310 LOCUST RD WINNETKA IL 600933611, WINNETKA, IL 60093-3611

Mortgage

Document Number1820619127
DateJul 25, 2018
Instrument20619127
Lender
NameNORTHBROOK BK&TR
TypeBank
AddressNORTHBROOK, IL 60062
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJul 24, 2017
Property Address310 LOCUST RD, WINNETKA, IL 60093-3611
Document Number1720515035
Instrument DateJul 11, 2017
Instrument20515035
Transaction TypeTransfer
Record UpdatedAug 22, 2017
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$950.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1245 SPRUCE ST WINNETKA IL 600932147, WINNETKA, IL 60093-2147

Mortgage

Document Number1720515036
DateJul 24, 2017
Instrument20515036
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2047
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWinnetka Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWinnetka School District 36 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$157,000 (+42.83%) Land $20,400 Building $136,600$1,570,000 (+42.83%) Land $204,000 Building $1,366,000
2023$24,714.00 (+6.33%)
2022$23,243.00 Homeowner's exemption$109,919 Land $20,400 Building $89,519$1,099,190 Land $204,000 Building $895,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims55 (1979–2026)
Claims Outside the SFHA7 of 55
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms And Flooding, Sep 2008 · 18 claims
  • Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNETKA
serves 12,475 people · EPA ID IL0313330
Water SourceSurface water
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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