Cook County property record for 240 Locust Rd, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 6,160 sqft · built 1994 |
| Lot Size | 0.664 acres (28,924 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $48,943 (2023) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-20-311-009 |
| Primary APN | 05-20-311-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 6,160 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Multi-Level |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 28,924 sqft (0.664 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 240 LOCUST RD |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (ALLES) (SUNSET) SUB IN NE SW SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | ALLES SUNSET |
| Legal Lot Number | 79,80 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 800500 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 240 LOCUST RD, WINNETKA, IL 60093-3609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 5, 2019 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 1996 |
| Deed Sale | May 1, 1996 |
| Prior Sale | Sep 14, 1994 · Amount on Record |
| Deed Document Number | 199610 |
| Prior Transfer Date | Jan 15, 1996 |
| Prior Transfer Doc | 0000000010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 240 LOCUST RD, WINNETKA, IL 60093-3609 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002646198 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2202646198 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.12% |
| Index | Other |
| Max Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 240 LOCUST RD, WINNETKA, IL 60093-3609 |
| Document Number | 1907157084 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 240 LOCUST RD WINNETKA IL 600933609, WINNETKA, IL 60093-3609 |
| Document Number | 1907157084 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 7157084 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 601 OAKMONT LN # 300, WESTMONT, IL 60559-5532 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $305,000 (+42.24%) Land $54,956 Building $250,044 | $3,050,000 (+42.24%) Land $549,560 Building $2,500,440 | |
| 2023 | $48,943.00 (+6.28%) | ||
| 2022 | $46,053.00 Homeowner's exemption | $214,429 Land $40,493 Building $173,936 | $2,144,290 Land $404,930 Building $1,739,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 55 (1979–2026) |
| Claims Outside the SFHA | 7 of 55 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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