Cook County property record for 313 Locust Rd, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,881 sqft · built 1938 |
| Lot Size | 0.375 acres (16,320 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,200,000 (Jul 2023) |
| Tax Bill | $28,140 (2024) |
| Deeds & Mortgages | Sep 2026 Sale Mar 2026 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 05-20-306-007 |
| Primary APN | 05-20-306-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,881 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 16,320 sqft (0.375 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 313 LOCUST RD |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (ALLES) (SUNSET) SUB IN NE SW SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | ALLES SUNSET |
| Legal Lot Number | 7,8 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 800500 |
Source: Cook County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 313 LOCUST RD, WINNETKA, IL 60093-3610 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 3, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 12, 2023 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on Record |
| Deed Sale | Jul 12, 2023 · Amount on Record |
| Deed Document Number | 202313335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 1, 2026 |
| Property Address | 313 LOCUST RD, WINNETKA, IL 60093-3610 |
| Document Number | 0000024294 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202624294 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 313 LOCUST RD, WINNETKA, IL 60093-3610 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 313 LOCUST RD, WINNETKA, IL 60093-3610 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 313 LOCUST RD, WINNETKA, IL 60093-3610 |
| Document Number | 0006225088 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 2606225088 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 12, 2023 |
| Property Address | 313 LOCUST RD, WINNETKA, IL 60093-3610 |
| Document Number | 0019313335 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 2319313335 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 S LA SALLE ST # ST2750, ST2750, CHICAGO, IL 60603-1002 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 313 LOCUST RD, WINNETKA, IL 60093-3610 |
| Document Number | 0019313336 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2319313336 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $161,838 (+20.69%) Land $32,640 Building $129,198 | $1,618,380 (+20.69%) Land $326,400 Building $1,291,980 | |
| 2024 | $28,140.00 (+6.45%) | ||
| 2023 | $26,436.00 (-5.32%) | ||
| 2022 | $27,921.00 (+25.58%) | $134,089 (+46.28%) Land $32,640 Building $101,449 | $1,340,890 (+46.28%) Land $326,400 Building $1,014,490 |
| 2021 | $22,233.00 Homeowner's exemption Senior Citizen's exemption | $91,665 Land $28,560 Building $63,105 | $916,650 Land $285,600 Building $631,050 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 55 (1979–2026) |
| Claims Outside the SFHA | 7 of 55 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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