2724 Arbor Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 2724 Arbor Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,904 sqft · built 1907
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,000 (Mar 2016)
Tax Bill	$6,149 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-0004-0081-00`

Property Details

APN / Parcel Number

Primary APN	`040-0004-0081-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	780 sqft
2nd Floor Area	750 sqft
Attic	Attic
Attic Area	374 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1907
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Porch	Porch
Porch Area	161 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2724 ARBOR AVE
City	CINCINNATI
State	OH
Zip	45209-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2724 ARBOR AVE 40 X 125 LEWIS DRAKES EST NS ARBORAVE 250 FT E OF EDWARDS
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3004
Census Tract	5200

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2724 ARBOR AVE, CINCINNATI, OH 45209-2207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Oct 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2016 · Amount on Record
Deed Sale	Mar 21, 2016 · Amount on Record
Prior Sale	Jun 8, 2007 · Amount on Record
Deed Document Number	0000024554
Deed Book / Page	013127 / 001963
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2724 ARBOR AVE, CINCINNATI, OH 45209-2207
Transaction Type	Mortgage
Record Updated	Oct 19, 2023
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 ARBOR AVE, CINCINNATI, OH 45209-2207

Mortgage

Document Number	0000066666
Date	Sep 19, 2023
Book Page	15003/1275
Instrument	2023-0066666

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	1-Year T-Bill
Max Rate	13.7%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2724 ARBOR AVE, CINCINNATI, OH 45209-2207
Document Number	0000090437
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2724 ARBOR AVE CINCINNATI OH 452092207, CINCINNATI, OH 45209-2207

Mortgage

Document Number	0000090437
Date	Oct 10, 2018
Book Page	013771/002091
Instrument	90437

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2724 ARBOR AVE, CINCINNATI, OH 45209-2207
Document Number	0000090436
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2724 ARBOR AVE CINCINNATI OH 452092207, CINCINNATI, OH 45209-2207

Mortgage

Document Number	0000090436
Date	Oct 10, 2018
Book Page	013771/002078
Instrument	90436

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,149.00 (+3.12%)	$99,883 (-) Land $45,857 Building $54,026
2024	$5,963.00 (-2.2%)	$99,883 (-) Land $45,857 Building $54,026
2023	$6,097.00 (-11.55%)	$99,883 (-1.42%) Land $45,857 Building $54,026	$285,380 (-1.42%) Land $131,020 Building $154,360
2022	$6,893.00 Homeowner's exemption	$101,322 Land $43,971 Building $57,351
2020			$289,490 Land $125,630 Building $163,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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