2720 Arbor Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 2720 Arbor Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,842 sqft · built 1907
Lot Size	0.112 acres (4,922 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Aug 2015)
Tax Bill	$8,905 (2025)
Deeds & Mortgages	Mar 2019 Construction Loan Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-0004-0082-00`

Property Details

APN / Parcel Number

Primary APN	`040-0004-0082-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,842 sqft Living Area
1st Floor Area	755 sqft
2nd Floor Area	725 sqft
Attic	Attic
Attic Area	362 sqft
Basement Area	755 sqft

Exterior

Year Built	Built 1907
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,922 sqft (0.112 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft
Patio Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2720 ARBOR AVE
City	CINCINNATI
State	OH
Zip	45209-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2720 ARBOR AVE 40 X 125 LEWIS DRAKES EST SUB NS ARBOR AVE 210 FT E OF EDWARDS RD
Legal Subdivision	LEWIS DRAKES ESTATE SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3004
Census Tract	5200

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2720 ARBOR AVE, CINCINNATI, OH 45209-2207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Feb 1, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 5, 2020	Deed of Trust, Mortgage · Line of Credit UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2015 · Amount on Record
Deed Sale	Aug 21, 2015 · Amount on Record
Prior Sale	Mar 12, 1996
Deed Document Number	353763
Deed Book / Page	12974 / 01856
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2720 ARBOR AVE, CINCINNATI, OH 45209-2207
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 ARBOR AVE, CINCINNATI, OH 45209-2207

Mortgage

Document Number	0000022241
Date	Mar 26, 2019
Book Page	13882/01499
Instrument	2019-0022241

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2720 ARBOR AVE, CINCINNATI, OH 45209-2207
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 ARBOR AVE, CINCINNATI, OH 45209-2207

Mortgage

Document Number	0000013883
Date	Feb 1, 2021
Book Page	14345/3540
Instrument	2021-0013883

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Dec 18, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2720 ARBOR AVE, CINCINNATI, OH 45209-2207
Document Number	0000078641
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2720 ARBOR AVE CINCINNATI OH 452092207, CINCINNATI, OH 45209-2207

Mortgage

Document Number	0000078641
Date	Aug 10, 2020
Book Page	014228/001095
Instrument	78641

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 9, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,905.00 (+0.13%)	$134,701 (-) Land $45,857 Building $88,844
2024	$8,893.00 (-0.18%)	$134,701 (-) Land $45,857 Building $88,844
2023	$8,909.00 (-5.66%)	$134,701 (+4.58%) Land $45,857 Building $88,844	$384,860 (+4.58%) Land $131,020 Building $253,840
2022	$9,444.00	$128,801 Land $43,971 Building $84,830
2020			$368,000 Land $125,630 Building $242,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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