2732 Arbor Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 2732 Arbor Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,803 sqft · built 1908
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Sep 2025)
Tax Bill	$6,159 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-0004-0079-00`

Property Details

APN / Parcel Number

Primary APN	`040-0004-0079-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,803 sqft Living Area
1st Floor Area	783 sqft
2nd Floor Area	750 sqft
Attic	Attic
Attic Area	270 sqft
Basement Area	33 sqft

Exterior

Year Built	Built 1908
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Porch	Porch
Porch Area	140 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2732 ARBOR AVE
City	CINCINNATI
State	OH
Zip	45209-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2732 ARBOR AVE 40 X 125 LEWIS DRAKES EST NS ARBORAVE 330 FT E OF EDWARDS
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3004
Census Tract	5200

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2732 ARBOR AVE, CINCINNATI, OH 45209-2207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jun 30, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Sep 3, 1996 · Amount on Record
Deed Document Number	0000071462
Deed Book / Page	15501 / 986
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 16, 2025
Property Address	2732 ARBOR AVE, CINCINNATI, OH 45209-2207
Document Number	0000071462
Book / Page	15501 / 986
Instrument Date	Sep 12, 2025
Instrument	2025-0071462
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337

Mortgage

Document Number	0000071463
Date	Sep 16, 2025
Instrument	2025-0071463

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 30, 2023
Property Address	2732 ARBOR AVE, CINCINNATI, OH 45209-2207
Document Number	0000045205
Book / Page	14948 / 973
Instrument Date	Jun 29, 2023
Instrument	2023-0045205
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,159.00 (+3.13%)	$100,048 (-) Land $45,857 Building $54,191
2024	$5,972.00 (-2.21%)	$100,048 (-) Land $45,857 Building $54,191
2023	$6,107.00 (-11.54%)	$100,048 (-1.42%) Land $45,857 Building $54,191	$285,850 (-1.42%) Land $131,020 Building $154,830
2022	$6,904.00 Homeowner's exemption	$101,494 Land $43,971 Building $57,523
2020			$289,980 Land $125,630 Building $164,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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