2729 Arbor Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 2729 Arbor Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,062 sqft · built 1906
Lot Size	0.103 acres (4,530 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Sep 2023)
Tax Bill	$7,099 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-0004-0093-00`

Property Details

APN / Parcel Number

Primary APN	`040-0004-0093-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,062 sqft Living Area
1st Floor Area	1,075 sqft
2nd Floor Area	667 sqft
Attic	Attic
Attic Area	320 sqft
Basement Area	697 sqft

Exterior

Year Built	Built 1906
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,530 sqft (0.103 acres)
Lot Dimensions	125 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	211 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2729 ARBOR AVE
City	CINCINNATI
State	OH
Zip	45209-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2729 ARBOR AVE 43 X 125 LEWIS DRAKE EST SS ARBOR 296 FT E OF EDWARDS RD
Legal Subdivision	ESTATE/LOUIS DRAKE
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3005
Census Tract	5200

Owner

2729 Arbor Ave is owned and occupied by an individual who bought it in September 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2729 ARBOR AVE, CINCINNATI, OH 45209-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Dec 18, 2020	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Nov 18, 2008
Deed Document Number	0000069817
Deed Book / Page	15011 / 1888
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2729 ARBOR AVE, CINCINNATI, OH 45209-2206
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2729 ARBOR AVE, CINCINNATI, OH 45209-2206

Mortgage

Document Number	0000014402
Date	Feb 9, 2022
Book Page	14601/1174
Instrument	2022-0014402

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 29, 2023
Property Address	2729 ARBOR AVE, CINCINNATI, OH 45209-2206
Document Number	0000069817
Book / Page	15011 / 1888
Instrument Date	Sep 28, 2023
Instrument	2023-0069817
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2729 ARBOR AVE, CINCINNATI, OH 45209-2206

Mortgage

Document Number	0000069818
Date	Sep 29, 2023
Instrument	2023-0069818

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2729 ARBOR AVE, CINCINNATI, OH 45209-2206
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134021
Date	Dec 18, 2020
Book Page	14318/3276
Instrument	2020-0134021

Lender

Name	MIDLAND MORTGAGE CORP
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2729 Arbor Ave was $7,099, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,099.00 (+3.09%)	$115,276 (+%) Land $47,820 Building $67,456
2024	$6,886.00 (-2.19%)	$115,275 (-) Land $47,820 Building $67,455
2023	$7,040.00 (-2.26%)	$115,275 (+8.93%) Land $47,820 Building $67,455	$329,360 Land $136,630 Building $192,730
2022	$7,203.00 Homeowner's exemption	$105,820 Land $45,854 Building $59,966
2020			$302,340 Land $131,010 Building $171,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2729 Arbor Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2729 Arbor Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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