Hamilton County property record for 2708 Arbor Ave, Cincinnati, OH 45209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,842 sqft · built 1906 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $510,000 (Apr 2024) |
| Tax Bill | $9,581 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Line of Credit Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-0004-0085-00 |
| Primary APN | 040-0004-0085-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 755 sqft |
| 2nd Floor Area | 725 sqft |
| Attic | Attic |
| Attic Area | 362 sqft |
| Basement Area | 755 sqft |
| Year Built | Built 1906 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,879 sqft (0.112 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 140 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2708 ARBOR AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45209-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2708 ARBOR AVE 40 X 125 LEWIS DRAKES EST NS ARBORAVE 90 FT E OF EDWARDS RD |
| Legal Subdivision | LEWIS DRAKE ESTATES 40 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 5200 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2708 ARBOR AVE, CINCINNATI, OH 45209-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional with PMI UNION SVGS |
| Jun 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on Record |
| Deed Sale | Apr 23, 2024 · Amount on Record |
| Prior Sale | Oct 19, 2021 · Amount on Record |
| Deed Document Number | 0000026729 |
| Deed Book / Page | 15151 / 1762 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 19, 2021 |
| Property Address | 2708 ARBOR AVE, CINCINNATI, OH 45209-2207 |
| Document Number | 0000126673 |
| Book / Page | 14526 / 2021 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021-0126673 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,335.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2708 ARBOR AVE, CINCINNATI, OH 45209-2207 |
| Document Number | 0000126674 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021-0126674 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2708 ARBOR AVE, CINCINNATI, OH 45209-2207 |
| Document Number | 0000091275 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2708 ARBOR AVE CINCINNATI OH 452092207, CINCINNATI, OH 45209-2207 |
| Document Number | 0000091275 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 014027/000008 |
| Instrument | 91275 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 20, 2018 |
| Property Address | 2708 ARBOR AVE, CINCINNATI, OH 45209-2207 |
| Document Number | 0000002481 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 18-0052481 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,137.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2708 ARBOR AVE, CINCINNATI, OH 45209-2207 |
| Document Number | 0000002482 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 18-0052482 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,581.00 (+3.13%) | $155,750 (-) Land $45,857 Building $109,893 | |
| 2024 | $9,290.00 (-2.21%) | $155,750 (-) Land $45,857 Building $109,893 | |
| 2023 | $9,500.00 (+5.32%) | $155,750 (+17.41%) Land $45,857 Building $109,893 | $445,000 (+17.41%) Land $131,020 Building $313,980 |
| 2022 | $9,020.00 Homeowner's exemption | $132,651 Land $43,971 Building $88,680 | |
| 2020 | $379,000 Land $125,630 Building $253,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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