Wakulla County property record for 2627 Surf Rd, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,000 sqft · built 1958 |
| Lot Size | 0.762 acres (33,211 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $255,000 (Jun 2017) |
| Tax Bill | $3,132 (2025) |
| Deeds & Mortgages | Jun 2017 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 12-6S-02W-032-03902-001 |
| Primary APN | 12-6S-02W-032-03902-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 5,120 sqft |
| 1st Floor Area | 2,000 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 33,211 sqft (0.762 acres) |
| Lot Width | 110 ft Width |
| View / Lot | River |
| Garage Type | Carport |
| Garage Area | 1,360 sqft |
| Carport | Carport |
| Carport Area | 1,360 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 630 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 428 sqft |
| Deck Area | 188 sqft |
| Patio Area | 288 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2627 SURF RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE BEACH SUB A PARCEL 110 X 328 ON EAST PORTION OF LOT 24 OR 345 P 181 OR 880 P 687 OR 1036 P 758 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 12 |
| Legal Subdivision | WHITE BEACH |
| Legal Lot Number | 24 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 10102 |
2627 Surf Rd is owner-occupied and held in a trust since June 2017.
Source: Wakulla County records, as of January 5, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2627 SURF RD, PANACEA, FL 32346-2642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2017 · Amount on File |
| Deed Sale | Jun 6, 2017 · Amount on File |
| Prior Sale | May 25, 2012 · Amount on File |
| Deed Document Number | 2017349599 |
| Deed Book / Page | 1036 / 758 |
| Prior Transfer Date | Jun 1, 2017 |
| Prior Transfer Doc | 0000349599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKULLA FL |
| Recording Date | Jun 6, 2017 |
| Property Address | 2627 SURF RD, PANACEA, FL 32346-2642 |
| Document Number | 0000349599 |
| Book / Page | 001036 / 000758 |
| Instrument Date | Jun 1, 2017 |
| Instrument | 349599 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,785.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2627 SURF RD PANACEA FL 323462642, PANACEA, FL 32346-2642 |
The 2025 property tax bill for 2627 Surf Rd was $3,132 with a homeowner's exemption, up 4.1% from the year before.
Source: Wakulla County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,132.00 (+4.05%) Homeowner's exemption | $239,235 (+2.9%) | $363,203 (+8.16%) Land $181,500 Building $181,703 |
| 2024 | $3,010.00 (+2.66%) Homeowner's exemption | $232,493 (+3%) | $335,792 (+7.11%) Land $181,500 Building $154,292 |
| 2023 | $2,932.00 (+3.79%) Homeowner's exemption | $225,721 (+3%) | $313,504 (+38%) Land $165,000 Building $148,504 |
| 2022 | $2,825.00 Homeowner's exemption | $219,147 | $227,174 Land $110,000 Building $117,174 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2627 Surf Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2627 Surf Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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