Bay County property record for 186 Chip Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,951 sqft · built 1920 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Dec 2008) |
| Tax Bill | $2,907 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-001-200-070-00 |
| Primary APN | 140-001-200-070-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,951 sqft Living Area |
| 1st Floor Area | 1,614 sqft |
| Basement Area | 1,362 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 132 ft deep x 264 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 186 CHIP RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM S 88DEG 44MIN E 528 FT FR CEN OF SEC TH N 165 FT TH S 88DEG 44MIN E 264 FT TH S 165 FT TH N 88DEG 44MIN W 264 FT TO BEG. |
| Legal Range | 03E |
| Legal Township | 14N |
| Legal Section | 01 |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 285600 |
Source: Bay County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 186 CHIP RD, AUBURN, MI 48611-9772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2008 · Amount on Record |
| Deed Sale | Dec 16, 2008 · Amount on Record |
| Prior Sale | Oct 27, 2003 · Amount on Record |
| Deed Book / Page | 2647 / 973 |
| Last Transfer Date | Oct 15, 2024 |
| Transfer Doc | 0000012103 |
| Record Updated | Oct 29, 2026 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,907.00 (+13.29%) Homeowner's exemption | $145,900 (+29.8%) | $291,800 (+29.8%) |
| 2023 | $112,400 | $224,800 | |
| 2022 | $2,566.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures