182 Chip Rd, Auburn, MI 48611 Property Records

Bay County property record for 182 Chip Rd, Auburn, MI 48611

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,352 sqft · built 1976
Lot Size1.9 acres (82,764 sqft)
OwnerIndividual Name on Record
Tax Bill$1,110 (2026)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN140-001-200-060-00

Property Details

APN / Parcel Number

Primary APN140-001-200-060-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft
Basement Area1,352 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area82,764 sqft (1.9 acres)
Lot Dimensions447 ft deep x 185 ft wide
Garage Area1,664 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address182 CHIP RD
CityAUBURN
StateMI
Zip48611-9772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionCOM 1656.70 FT W OF E 1/4 COR OF SEC TH W 185 FT TH N 447.35 FT TH E 185 FT TH S 447.35 FT TO BEG. SEC.1,T14N,R3E
JurisdictionBAY MI
Township / Civil DivisionWILLIAMS
Census Block Group1
Census Block1000
Census Tract285600

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address182 CHIP RD, AUBURN, MI 48611-9772
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2000
Deed SaleJun 22, 2000
Deed Book / Page1712 / 422
Last Transfer DateApr 11, 2025
Transfer Doc0000005150
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address182 CHIP RD, AUBURN, MI 48611-9772
Transaction TypeMortgage
Record UpdatedNov 17, 2025
Title CompanyPRESTIGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address182 CHIP RD, AUBURN, MI 48611-9772

Mortgage

Document Number0000013692
DateOct 31, 2025
Instrument202513692
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2040
Interest

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionWilliams Charter Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,110.00 (+20.52%) Homeowner's exemption$52,050 (+15.54%)$104,100 (+15.54%)
2025$921.00 (-45.44%)$45,050 (+21.92%)$90,100 (+21.92%)
2023$36,950$73,900
2022$1,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1986–2020)
Claims Outside the SFHA2 of 5
Most Recent ClaimMay 2020 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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