Lucas County property record for 2557 Spruce Loop Rd, Sylvania, OH 43560
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,702 sqft · built 2003 |
| Lot Size | 0.434 acres (18,932 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Mar 2017) |
| Tax Bill | $11,722 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 79-73347 |
| Primary APN | 79-73347 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,702 sqft Living Area |
| 1st Floor Area | 1,898 sqft |
| 2nd Floor Area | 1,671 sqft |
| Attic | Attic |
| Attic Area | 266 sqft |
| Basement Area | 1,898 sqft |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 18,932 sqft (0.434 acres) |
| Lot Width | 56 ft Width |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2557 SPRUCE LOOP RD |
|---|---|
| City | SYLVANIA |
| State | OH |
| Zip | 43560-8973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20-R2 |
| Legal Description | STONYBROOK VILLAGE AT FORE ST LAKES PLAT FIVE LOT 188 |
| Legal Subdivision | STONYBROOK VILLAGE |
| Legal Tract | 92 |
| Legal Lot Number | 188 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | SYLVANIA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 9203 |
Source: Lucas County records · APN 79-73347
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2557 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 21, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2017 · Amount on Record |
| Deed Sale | Mar 24, 2017 · Amount on Record |
| Prior Sale | Jul 06, 2011 · Amount on Record |
| Deed Document Number | 17101855 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 2557 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019994 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 202104210019994 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 2557 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015100 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 202004210015100 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Mar 24, 2017 |
| Property Address | 2557 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973 |
| Document Number | 0000012593 |
| Map Reference | VOL152 PG46 |
| Instrument Date | Dec 01, 2016 |
| Instrument | 201703240012593 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2557 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973 |
| Document Number | 0000012594 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 201703240012594 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Lucas County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Sylvania Township |
| Unified School District | Sylvania City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,722.00 (+4.77%) | $176,330 (-) Land $31,185 Building $145,145 | |
| 2024 | $11,188.00 (+10.24%) | $176,330 (+31.23%) Land $31,185 Building $145,145 | $503,800 (+31.23%) Land $89,100 Building $414,700 |
| 2023 | $10,149.00 (+0.02%) | $134,365 (-) Land $26,705 Building $107,660 | |
| 2022 | $10,147.00 Homeowner's exemption | $134,365 Land $26,705 Building $107,660 | |
| 2021 | $383,900 Land $76,300 Building $307,600 |
Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 230 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TOLEDO serves 360,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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