Hamilton County property record for 2539 Ritchie Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,471 sqft · built 1909 |
| Lot Size | 0.13 acres (5,706 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Apr 2021) |
| Tax Bill | $11,883 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Feb 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 047-0001-0059-00 |
| Primary APN | 047-0001-0059-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,471 sqft Living Area |
| 1st Floor Area | 1,109 sqft |
| 2nd Floor Area | 920 sqft |
| Attic | Attic |
| Attic Area | 442 sqft |
| Basement Area | 920 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Lot Area | 5,706 sqft (0.13 acres) |
| Lot Dimensions | 120 ft deep x 170 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 126 sqft |
| Patio Area | 322 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2539 RITCHIE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2539 RITCHIE AVE 50 X 120 B NILES EST SWC STETTINIUS & RITCHIE AVES |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 4900 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2539 RITCHIE AVE, CINCINNATI, OH 45208-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2017 | Deed of Trust, Mortgage · ARM UNION SAVINGS BANK |
| Feb 8, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2021 · Amount on Record |
| Deed Sale | Apr 26, 2021 · Amount on Record |
| Prior Sale | Jan 22, 2007 · Amount on Record |
| Deed Document Number | 0000051658 |
| Deed Book / Page | 14404 / 1010 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2539 RITCHIE AVE, CINCINNATI, OH 45208-2726 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | OLD TOWN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001177 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 13392/00107 |
| Instrument | 17-0031177 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2539 RITCHIE AVE, CINCINNATI, OH 45208-2726 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001082 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 18-0011082 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2539 RITCHIE AVE, CINCINNATI, OH 45208-2726 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000114359 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 14507/2150 |
| Instrument | 2021-0114359 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 26, 2021 |
| Property Address | 2539 RITCHIE AVE, CINCINNATI, OH 45208-2726 |
| Document Number | 0000051658 |
| Book / Page | 14404 / 1010 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021-0051658 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2539 RITCHIE AVE, CINCINNATI, OH 45208-2726 |
| Document Number | 0000051659 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021-0051659 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,883.00 (+3.09%) | $192,500 (+%) Land $81,427 Building $111,073 | |
| 2024 | $11,527.00 (-2.18%) | $192,499 (-) Land $81,427 Building $111,072 | |
| 2023 | $11,784.00 (+4.71%) | $192,499 (+16.74%) Land $81,427 Building $111,072 | $550,000 (+16.75%) Land $232,650 Building $317,350 |
| 2022 | $11,254.00 Homeowner's exemption | $164,889 Land $59,472 Building $105,417 | |
| 2020 | $471,110 Land $169,920 Building $301,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1989–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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