Hamilton County property record for 2523 Ritchie Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,782 sqft · built 1900 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $362,500 (Feb 2015) |
| Tax Bill | $11,967 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 047-0001-0051-00 |
| Primary APN | 047-0001-0051-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,782 sqft Living Area |
| Gross Area | 3,951 sqft |
| 1st Floor Area | 1,229 sqft |
| 2nd Floor Area | 1,049 sqft |
| Attic | Attic |
| Attic Area | 504 sqft |
| Basement Area | 1,169 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 5,924 sqft (0.136 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 183 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2523 RITCHIE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 2523 RITCHIE AVE 50 X 120B NILES EST 200 FT W OF STETTINIUS SS OF RITCHIE |
| Legal Subdivision | NILES EST |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 4900 |
Source: Hamilton County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2523 RITCHIE AVE, CINCINNATI, OH 45208-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jul 20, 2023 | Transfer on Death Deed, Transfer |
| Aug 10, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2015 · Amount on Record |
| Deed Sale | Feb 11, 2015 · Amount on Record |
| Deed Document Number | 201513870 |
| Deed Book / Page | 12819 / 319 |
| Last Transfer Date | Jul 13, 2023 |
| Transfer Doc | 0000050301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 16, 2026 |
| Property Address | 2523 RITCHIE AVE, CINCINNATI, OH 45208-2726 |
| Document Number | 0000076592 |
| Book / Page | 15751 / 1421 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202676592 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2523 RITCHIE AVE, CINCINNATI, OH 45208-2726 |
| Document Number | 0000076592, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 15751/1421 |
| Instrument | 202676592 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 9, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2523 RITCHIE AVE, CINCINNATI, OH 45208-2726 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000030685 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 14371/3218 |
| Instrument | 2021-0030685 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 20, 2023 |
| Property Address | 2523 RITCHIE AVE, CINCINNATI, OH 45208-2726 |
| Document Number | 0000050301 |
| Book / Page | 14961 / 1423 |
| Map Reference | MB 94 PG 121 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 2023-0050301 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2523 RITCHIE AVE, CINCINNATI, OH 45208-2726 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2523 RITCHIE AVE, CINCINNATI, OH 45208-2726 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000070234 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 13729/00199 |
| Instrument | 2018-0070234 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 31, 2043 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,967.00 (+3.08%) | $194,443 (-) Land $81,428 Building $113,015 | $555,550 (-) Land $232,650 Building $322,900 |
| 2024 | $11,609.00 (-2.18%) | $194,443 (-) Land $81,428 Building $113,015 | |
| 2023 | $11,868.00 (+18.51%) | $194,443 (+32.12%) Land $81,428 Building $113,015 | $555,550 (+32.12%) Land $232,650 Building $322,900 |
| 2022 | $10,014.00 Homeowner's exemption | $147,175 Land $59,472 Building $87,703 | |
| 2020 | $420,500 Land $169,920 Building $250,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1989–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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