2517 Downing Dr, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2517 Downing Dr, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,116 sqft · built 1946
Lot Size	0.128 acres (5,619 sqft)
Owner	Individual Name on File
Last Sale	$482,900 (Feb 2024)
Tax Bill	$6,160 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-0008-0053-00`

Property Details

APN / Parcel Number

Primary APN	`042-0008-0053-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	754 sqft
Attic	Attic
Attic Area	362 sqft
Basement Area	996 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,619 sqft (0.128 acres)
Lot Dimensions	113 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2517 DOWNING DR
City	CINCINNATI
State	OH
Zip	45208-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DANA AVE 50 X 113.24 IRR LOT 53 GROVE PARK 1ST SUB
Legal Subdivision	GROVE PARK 1ST SUB
Legal Lot Number	53
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5003
Census Tract	5000

Owner

2517 Downing Dr is owned and occupied by an individual who bought it in February 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2517 DOWNING DR, CINCINNATI, OH 45208-1103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Aug 30, 2022	Deed of Trust, Mortgage · Closed-End Mortgage NORTH SIDE BANK & TRUST COMPANY
Oct 29, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Prior Sale	Oct 29, 2019 · Amount on File
Deed Document Number	2024-0012887
Deed Book / Page	15112 / 22
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 28, 2024
Property Address	2517 DOWNING DR, CINCINNATI, OH 45208-1103
Document Number	0000012887
Book / Page	15112 / 22
Map Reference	MB 31 PG 52
Instrument Date	Feb 26, 2024
Instrument	2024-0012887
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314
Mail Care Of	UNION SAVINGS BANK

Mortgage

Document Number	0000012888
Date	Feb 28, 2024
Instrument	2024-0012888

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000012888
Date	Feb 28, 2024
Book Page	15112/24
Instrument	2024-0012888

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2517 DOWNING DR, CINCINNATI, OH 45208-1103
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 DOWNING DR, CINCINNATI, OH 45208-1103

Mortgage

Document Number	0000074189
Date	Oct 18, 2023
Book Page	15024/190
Instrument	2023-0074189

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 6, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2517 DOWNING DR, CINCINNATI, OH 45208-1103
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 DOWNING DR, CINCINNATI, OH 45208-1103

Mortgage

Document Number	0000083696
Date	Aug 30, 2022
Book Page	14741/1197
Instrument	2022-0083696

Lender

Name	NORTH SIDE BANK & TRUST COMPANY
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 19, 2027

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 29, 2019
Property Address	2517 DOWNING DR, CINCINNATI, OH 45208-1103
Document Number	0000094148
Book / Page	014033 / 001508
Instrument Date	Sep 30, 2019
Instrument	94148
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,138.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 DOWNING DR CINCINNATI OH 452081103, CINCINNATI, OH 45208-1103

Mortgage

Document Number	94149
Date	Oct 29, 2019
Book Page	014033/001510
Instrument	94149

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2517 Downing Dr was $6,160, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,160.00 (+3.13%)	$100,009 (-) Land $46,060 Building $53,949
2024	$5,973.00 (-2.21%)	$100,009 (-) Land $46,060 Building $53,949
2023	$6,108.00 (-9.94%)	$100,009 (+0.37%) Land $46,060 Building $53,949	$285,740 Land $131,600 Building $154,140
2022	$6,782.00 Homeowner's exemption	$99,645 Land $38,164 Building $61,481
2020			$284,700 Land $109,040 Building $175,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2517 Downing Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2517 Downing Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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