2605 Downing Dr, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2605 Downing Dr, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1946
Lot Size	0.127 acres (5,532 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (May 2022)
Tax Bill	$8,617 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-0008-0051-00`

Property Details

APN / Parcel Number

Primary APN	`042-0008-0051-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
Gross Area	2,101 sqft
1st Floor Area	754 sqft
Attic	Attic
Attic Area	362 sqft
Basement Area	985 sqft
Finished Basement	450 sqft
Unfinished Basement	535 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,532 sqft (0.127 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2605 DOWNING DR
City	CINCINNATI
State	OH
Zip	45208-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	DANA AVE 50 X 112.61 IRR LOT 55 GROVE PARK 1ST SUB
Legal Subdivision	GROVE PARK 1ST SUB
Legal Lot Number	55
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5003
Census Tract	5000

Owner

2605 Downing Dr is owned and occupied by an individual who bought it in May 2022.

Source: Hamilton County records, as of June 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2605 DOWNING DR, CINCINNATI, OH 45208-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK.
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on File
Deed Sale	May 2, 2022 · Amount on File
Prior Sale	Jul 3, 2014 · Amount on File
Deed Document Number	202244031
Deed Book / Page	14658 / 2133
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 29, 2026
Property Address	2605 DOWNING DR, CINCINNATI, OH 45208-1104
Document Number	0000041988
Book / Page	15676 / 342
Instrument Date	Apr 24, 2026
Instrument	202641988
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 DOWNING DR, CINCINNATI, OH 45208-1104

Mortgage

Document Number	0000041988,
Date	May 29, 2026
Book Page	15676/342
Instrument	202641988

Lender

Name	FIRST FINANCIAL BANK.

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 10, 2051

Interest

Rate	6.38%
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 2, 2022
Property Address	2605 DOWNING DR, CINCINNATI, OH 45208-1104
Document Number	0000044031
Book / Page	14658 / 2133
Map Reference	MB 31 PG 52
Instrument Date	Apr 22, 2022
Instrument	2022-0044031
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 DOWNING DR, CINCINNATI, OH 45208-1104

Mortgage

Document Number	0000044032
Date	May 2, 2022
Instrument	2022-0044032

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2605 Downing Dr was $8,617, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,617.00 (+3.14%)	$140,000 (-) Land $46,060 Building $93,940	$400,000 Land $131,600 Building $268,400
2024	$8,355.00 (-2.21%)	$140,000 (-) Land $46,060 Building $93,940
2023	$8,544.00 (+30.36%)	$140,000 (+52.7%) Land $46,060 Building $93,940	$400,000 Land $131,600 Building $268,400
2022	$6,554.00 Homeowner's exemption	$91,683 Land $38,164 Building $53,519
2020			$261,950 Land $109,040 Building $152,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2605 Downing Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2605 Downing Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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