2513 Downing Dr, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2513 Downing Dr, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1946
Lot Size	0.128 acres (5,576 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Aug 2018)
Tax Bill	$5,843 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-0008-0054-00`

Property Details

APN / Parcel Number

Primary APN	`042-0008-0054-00`
Alternative APN	`0059307`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	2,123 sqft
1st Floor Area	754 sqft
Attic	Attic
Attic Area	362 sqft
Basement Area	1,007 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	113 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2513 DOWNING DR
City	CINCINNATI
State	OH
Zip	45208-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	DANA AVE 50.04 X 113.38 IRR LOT 52 GROVE PARK 1ST SUB
Legal Subdivision	GROVE PARK 1ST SUB
Legal Lot Number	52
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5003
Census Tract	5000

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2513 DOWNING DR, CINCINNATI, OH 45208-1103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Prior Sale	Sep 19, 2006 · Amount on Record
Deed Document Number	201877042
Deed Book / Page	13743 / 1992
Prior Transfer Date	Aug 28, 2018
Prior Transfer Doc	0000077042
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2513 DOWNING DR, CINCINNATI, OH 45208-1103
Document Number	0000074202
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2513 DOWNING DR CINCINNATI OH 452081103, CINCINNATI, OH 45208-1103

Mortgage

Document Number	0000074202
Date	Jul 29, 2020
Book Page	014220/001739
Instrument	74202

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2513 DOWNING DR, CINCINNATI, OH 45208-1103
Document Number	0000061159
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2513 DOWNING DR CINCINNATI OH 452081103, CINCINNATI, OH 45208-1103

Mortgage

Document Number	0000061159
Date	Jul 29, 2019
Book Page	013968/000434
Instrument	61159

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 30, 2018
Property Address	2513 DOWNING DR, CINCINNATI, OH 45208-1103
Document Number	0000077042
Book / Page	013743 / 001992
Instrument Date	Aug 28, 2018
Instrument	77042
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$816.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2513 DOWNING DR CINCINNATI OH 452081103, CINCINNATI, OH 45208-1103

Mortgage

Document Number	77044
Date	Aug 30, 2018
Book Page	013743/001997
Instrument	77044

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,843.00 (+3.12%)	$94,857 (-) Land $46,060 Building $48,797	$271,020 (-) Land $131,600 Building $139,420
2024	$5,666.00 (-2.21%)	$94,857 (-) Land $46,060 Building $48,797
2023	$5,794.00 (-10.59%)	$94,857 (-0.36%) Land $46,060 Building $48,797	$271,020 (-0.36%) Land $131,600 Building $139,420
2022	$6,480.00 Homeowner's exemption	$95,200 Land $38,164 Building $57,036
2020			$272,000 Land $109,040 Building $162,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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