2497 Downing Dr, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2497 Downing Dr, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,711 sqft · built 1947
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (May 2026)
Tax Bill	$5,743 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-0008-0058-00`

Property Details

APN / Parcel Number

Primary APN	`042-0008-0058-00`
Alternative APN	`0011251`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,711 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	1,169 sqft
Attic	Attic
Attic Area	542 sqft
Basement Area	1,169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	116 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2497 DOWNING DR
City	CINCINNATI
State	OH
Zip	45208-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	DANA AVE 50.39 X 116.83 IRR LOT 48 GROVE PARK 1ST SUB
Legal Subdivision	GROVE PARK 1ST SUB
Legal Lot Number	48
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5003
Census Tract	5000

Owner

Source: Hamilton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2497 DOWNING DR, CINCINNATI, OH 45208-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage THOMPSON FSB
Nov 6, 2025	Warranty Deed, Transfer
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Nov 6, 2025 · Amount on Record
Deed Document Number	202638963
Deed Book / Page	15669 / 1432
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 19, 2026
Property Address	2497 DOWNING DR, CINCINNATI, OH 45208-1102
Document Number	0000038963
Book / Page	15669 / 1432
Instrument Date	May 12, 2026
Instrument	202638963
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	SABE TITLE, SAFE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$102,010.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2497 DOWNING DR, CINCINNATI, OH 45208-1102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038964,
Date	May 19, 2026
Instrument	202638964

Lender

Name	THOMPSON FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2056

Interest

Rate	6.46%
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 6, 2025
Property Address	2497 DOWNING DR, CINCINNATI, OH 45208-1102
Document Number	0000086921
Book / Page	15538 / 1755
Map Reference	MB 31 PG 52&53
Instrument Date	Nov 6, 2025
Instrument	2025-0086921
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20281 BANCROFT CIR, HUNTINGTON BEACH, CA 92646-4722

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2497 DOWNING DR, CINCINNATI, OH 45208-1102
Document Number	0000078031
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2497 DOWNING DR CINCINNATI OH 452081102, CINCINNATI, OH 45208-1102

Mortgage

Document Number	0000078031
Date	Sep 12, 2019
Book Page	014000/001827
Instrument	78031

Lender

Name	PNC BK
Type	Bank
Address	CINCINNATI, OH 45209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,743.00 (+3.07%) Homeowner's exemption	$103,422 (-) Land $46,550 Building $56,872	$295,490 (-) Land $133,000 Building $162,490
2024	$5,572.00 (-3.08%) Homeowner's exemption	$103,422 (-) Land $46,550 Building $56,872
2023	$5,749.00 (-9.38%) Homeowner's exemption	$103,422 (+5.99%) Land $46,550 Building $56,872	$295,490 (+5.99%) Land $133,000 Building $162,490
2022	$6,344.00 Homeowner's exemption	$97,577 Land $38,570 Building $59,007
2020			$278,790 Land $110,200 Building $168,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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