Miami County property record for 241 Riverside Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,816 sqft · built 1949 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,838 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-098240 |
| Primary APN | D08-098240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 2,454 sqft |
| Attic | Attic |
| Attic Area | 589 sqft |
| Basement Area | 1,227 sqft |
| Unfinished Basement | 1,227 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 227 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 241 RIVERSIDE DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OL 298 CEN PT 115.25 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 365101 |
241 Riverside Dr is owned and occupied by two individuals who acquired it in January 1990.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 241 RIVERSIDE DR, TROY, OH 45373-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 241 RIVERSIDE DR, TROY, OH 45373-1411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 241 RIVERSIDE DR, TROY, OH 45373-1411 |
| Document Number | 0000013302 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023OR-13302 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 270 Months |
| Due | Jun 1, 2046 |
The 2025 property tax bill for 241 Riverside Dr was $2,838 with a homeowner's exemption, up 19.7% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,838.00 (+19.75%) Homeowner's exemption | $85,650 (+36.17%) Land $25,760 Building $59,890 | $244,700 Land $73,600 Building $171,100 |
| 2024 | $2,370.00 (+2.2%) Homeowner's exemption | $62,900 (-) Land $18,550 Building $44,350 | |
| 2023 | $2,319.00 (+17.48%) Homeowner's exemption | $62,900 (-) Land $18,550 Building $44,350 | $179,700 (-) Land $53,000 Building $126,700 |
| 2022 | $1,974.00 Homeowner's exemption | $62,900 Land $18,550 Building $44,350 | $179,700 Land $53,000 Building $126,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 241 Riverside Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Jan 2005 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 241 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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