225 Riverside Dr, Troy, OH 45373 Property Records

Miami County property record for 225 Riverside Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,748 sqft · built 1938
Lot Size	0.687 acres (29,926 sqft)
Owner	2 Individual Names on File
Last Sale	$245,900 (Aug 2019)
Tax Bill	$5,095 (2025)
Deeds & Mortgages	Jan 2024 Transfer Feb 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`D08-098220`

Property Details

APN / Parcel Number

Primary APN	`D08-098220`
Alternative APNs	`011018.3-01-009-00` `D08NW062 00700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,748 sqft Living Area
1st Floor Area	3,864 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	1,924 sqft
Unfinished Basement	1,924 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	29,926 sqft (0.687 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	456 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	225 RIVERSIDE DR
City	TROY
State	OH
Zip	45373-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT LOT 298 85 S SIDE
Legal Subdivision	TROY
Legal Lot Number	298
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2021
Census Tract	365101

Owner

225 Riverside Dr is owned and occupied by two individuals who acquired it in January 2024.

Source: Miami County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 RIVERSIDE DR, TROY, OH 45373-1411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Transfer on Death Deed, Transfer
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAINSOURCE BANK
Aug 26, 2019	Survivorship Deed, Transfer · Conventional Mortgage MINSTER BANK
Jul 19, 2018	Warranty Deed, Transfer FIRST TITLE COMPANY
Aug 3, 2018	Grant Deed, Transfer OTHER
Jun 14, 2018	Warranty Deed, Transfer FIRST TITLE COMPANY
Jan 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Prior Sale	Aug 3, 2018 · Amount on File
Deed Document Number	20192019OR-09780
Last Transfer Date	Jan 25, 2024
Transfer Doc	0000000797
Record Updated	Oct 29, 2026

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 26, 2024
Property Address	225 RIVERSIDE DR, TROY, OH 45373-1411
Document Number	0000000797
Instrument Date	Jan 24, 2024
Instrument	2024OR-00797
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	225 RIVERSIDE DR, TROY, OH 45373-1411

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	225 RIVERSIDE DR, TROY, OH 45373-1411
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001419
Date	Feb 2, 2017
Instrument	2017OR-01419

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2032

August 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 26, 2019
Property Address	225 RIVERSIDE DR, TROY, OH 45373-1411
Document Number	0000009780
Instrument Date	Aug 23, 2019
Instrument	2019OR-09780
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	EVANS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	225 RIVERSIDE DR, TROY, OH 45373-1411

Mortgage

Document Number	0000009781
Date	Aug 26, 2019
Instrument	2019OR-09781

Lender

Name	MINSTER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 19, 2018
Property Address	225 RIVERSIDE DR, TROY, OH 45373-1411
Document Number	0000008763
Instrument Date	Jun 19, 2018
Instrument	8763
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	225 RIVERSIDE DR TROY OH 453731411, TROY, OH 45373-1411

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 3, 2018
Property Address	225 RIVERSIDE DR, TROY, OH 45373-1411
Document Number	0000009401
Instrument Date	Jun 19, 2018
Instrument	9401
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	225 RIVERSIDE DR TROY OH 453731411, TROY, OH 45373-1411

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 14, 2018
Property Address	225 RIVERSIDE DR, TROY, OH 45373-1411
Document Number	0000007276
Instrument Date	Jun 13, 2018
Instrument	7276
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	225 RIVERSIDE DR TROY OH 453731411, TROY, OH 45373-1411

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 31, 2017
Property Address	225 RIVERSIDE DR, TROY, OH 45373-1411
Document Number	0000001212
Instrument Date	Jan 1, 2017
Instrument	1212
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	225 RIVERSIDE DR TROY OH 453731411, TROY, OH 45373-1411

Tax Assessment & Valuation

The 2025 property tax bill for 225 Riverside Dr was $5,095 with a homeowner's exemption, up 35.3% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,095.00 (+35.33%) Homeowner's exemption	$153,760 (+53.93%) Land $23,730 Building $130,030	$439,300 Land $67,800 Building $371,500
2024	$3,765.00 (+2.23%) Homeowner's exemption	$99,890 (-) Land $17,080 Building $82,810
2023	$3,683.00 (+17.48%) Homeowner's exemption	$99,890 (-) Land $17,080 Building $82,810	$285,400 (-) Land $48,800 Building $236,600
2022	$3,135.00 Homeowner's exemption	$99,890 Land $17,080 Building $82,810	$285,400 Land $48,800 Building $236,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 Riverside Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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