217 Riverside Dr, Troy, OH 45373 Property Records

Miami County property record for 217 Riverside Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,374 sqft · built 1918
Lot Size	0.623 acres (27,138 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,000 (Jun 1990)
Tax Bill	$2,848 (2025)
Deeds & Mortgages	May 2025 Line of Credit Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-033410`

Property Details

APN / Parcel Number

Primary APN	`D08-033410`
Alternative APNs	`011018.3-01-010-00` `D08NW061 00100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,374 sqft Living Area
1st Floor Area	2,818 sqft
Upper Floors Area	714 sqft
Attic	Attic
Attic Area	247 sqft
Basement Area	1,325 sqft
Unfinished Basement	1,325 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	27,138 sqft (0.623 acres)
Garage Type	Detached
Garage Area	1,104 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	326 sqft
Lean-To	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	217 RIVERSIDE DR
City	TROY
State	OH
Zip	45373-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3291 132.2' IN LOT 3292 9' W PT
Legal Subdivision	WOODLAWN SUB
Legal Lot Number	3291
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2021
Census Tract	365101

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 RIVERSIDE DR, TROY, OH 45373-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2025	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC AN OHIO NOT
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1990 · Amount on Record
Deed Sale	Jun 1, 1990 · Amount on Record
Last Transfer Date	Nov 11, 2016
Transfer Doc	0000014414
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	217 RIVERSIDE DR, TROY, OH 45373-1411
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 RIVERSIDE DR, TROY, OH 45373-1411

Mortgage

Document Number	0000005023
Date	May 8, 2025
Instrument	2025OR-05023

Lender

Name	WRIGHT-PATT CREDIT UNION INC AN OHIO NOT
Address	3560 PENTAGON BLVD, BEAVERCREEK, OH 45431

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	217 RIVERSIDE DR, TROY, OH 45373-1411
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 RIVERSIDE DR, TROY, OH 45373-1411

Mortgage

Document Number	0000014473
Date	Dec 15, 2025
Instrument	2025OR-14473

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	3560 PENTAGON BLVD, BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,848.00 (+14.7%) Homeowner's exemption	$85,890 (+30.45%) Land $11,130 Building $74,760	$245,400 (+30.46%) Land $31,800 Building $213,600
2024	$2,483.00 (+2.22%) Homeowner's exemption	$65,840 (-) Land $9,280 Building $56,560
2023	$2,429.00 (+17.46%) Homeowner's exemption	$65,840 (-) Land $9,280 Building $56,560	$188,100 (-) Land $26,500 Building $161,600
2022	$2,068.00 Homeowner's exemption	$65,840 Land $9,280 Building $56,560	$188,100 Land $26,500 Building $161,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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