Miami County property record for 249 Riverside Dr, Troy, OH 45373 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,545 sqft · built 1997 |
| Lot Size | 5.44 acres (237,184 sqft) |
| Owner | Individual Name on File |
| Last Sale | $439,000 (Aug 2017) |
| Tax Bill | $7,221 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-098260 |
| Primary APN | D08-098260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,545 sqft Living Area |
| 1st Floor Area | 2,545 sqft |
| Basement Area | 2,400 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 237,184 sqft (5.44 acres) |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 471 sqft |
| Deck Area | 392 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 249 RIVERSIDE DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUT LOT 299 S CEN PT |
| Legal Subdivision | TROY |
| Legal Lot Number | 299 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 365101 |
Source: Miami County records · APN D08-098260
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 249 RIVERSIDE DR, TROY, OH 45373-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Line of Credit GREENVILLE FEDERAL |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE FED'L |
| Aug 02, 2017 | Warranty Deed, Transfer · Conventional Mortgage MINSTER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2017 · Amount on Record |
| Deed Sale | Aug 02, 2017 · Amount on Record |
| Deed Document Number | 2017OR-09424 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 249 RIVERSIDE DR, TROY, OH 45373-1411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018089 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021OR-18089 |
| Name | GREENVILLE FEDERAL |
|---|---|
| Type | Bank |
| Address | GREENVILLE, OH 45331 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 13, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 249 RIVERSIDE DR, TROY, OH 45373-1411 |
| Document Number | 0000008878 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 249 RIVERSIDE DR TROY OH 453731411, TROY, OH 45373-1411 |
| Document Number | 0000008878 |
|---|---|
| Date | Jul 02, 2020 |
| Instrument | 8878 |
| Name | GREENVILLE FED'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENVILLE, OH 45331 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 02, 2017 |
| Property Address | 249 RIVERSIDE DR, TROY, OH 45373-1411 |
| Document Number | 0000009424 |
| Map Reference | PL 05 PG 01 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 2017OR-09424 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $878.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 249 RIVERSIDE DR, TROY, OH 45373-1411 |
| Document Number | 0000009425 |
|---|---|
| Date | Aug 02, 2017 |
| Instrument | 2017OR-09425 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Address | MINSTER, OH 45865 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Miami East Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,221.00 (+34.64%) Homeowner's exemption | $209,160 (+47.63%) Land $50,960 Building $158,200 | $597,600 (+47.63%) Land $145,600 Building $452,000 |
| 2024 | $5,363.00 (+2.21%) Homeowner's exemption | $141,680 (-) Land $39,550 Building $102,130 | |
| 2023 | $5,247.00 (+17.38%) Homeowner's exemption | $141,680 (-) Land $39,550 Building $102,130 | $404,800 (-) Land $113,000 Building $291,800 |
| 2022 | $4,470.00 Homeowner's exemption | $141,680 Land $39,550 Building $102,130 | $404,800 Land $113,000 Building $291,800 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 10% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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