248 Riverside Dr, Troy, OH 45373 Property Records

Miami County property record for 248 Riverside Dr, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,476 sqft · built 1951
Lot Size0.427 acres (18,600 sqft)
OwnerCompany Name on Record
Tax Bill$2,489 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNS51-001800

Property Details

APN / Parcel Number

Primary APNS51-001800
Alternative APNs
  • 011024.4-01-019-00
  • K31ST032A01800

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,476 sqft Living Area
1st Floor Area2,952 sqft
Basement Area1,308 sqft
Unfinished Basement1,572 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area18,600 sqft (0.427 acres)
Garage TypeMixed
Garage Area888 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area64 sqft
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address248 RIVERSIDE DR
CityTROY
StateOH
Zip45373-1412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIL 11299
Legal Lot Number11299
JurisdictionMIAMI OH
Township / Civil DivisionSTAUNTON
Census Block Group2
Census Block2020
Census Tract365101

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address248 RIVERSIDE DR, TROY, OH 45373-1412
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 28, 2020
Transfer Doc0000006007
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Recording DateOct 14, 2026
Property Address248 RIVERSIDE DR, TROY, OH 45373-1412
Document Number0000012994
Instrument DateSep 15, 2026
Instrument202612994
Transaction TypeMortgage
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 RIVERSIDE DR, TROY, OH 45373-1412

Mortgage

Document Number0000012994,
DateOct 14, 2026
Instrument202612994
Lender
NameABBEY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 28, 2046
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionStaunton Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,489.00 (+62.26%)$74,910 (+87.56%) Land $17,610 Building $57,300$214,000 (+87.55%) Land $50,300 Building $163,700
2024$1,534.00 (+0.66%)$39,940 (-) Land $7,180 Building $32,760
2023$1,524.00 (+16.78%)$39,940 (-) Land $7,180 Building $32,760$114,100 (-) Land $20,500 Building $93,600
2022$1,305.00$39,940 Land $7,180 Building $32,760$114,100 Land $20,500 Building $93,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimJan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Riverside Dr

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