206 Riverside Dr, Troy, OH 45373 Property Records

Miami County property record for 206 Riverside Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,428 sqft · built 1958
Lot Size	0.494 acres (21,519 sqft)
Owner	2 Company Names on File
Last Sale	$133,000 (May 2003)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S51-001400`

Property Details

APN / Parcel Number

Primary APN	`S51-001400`
Alternative APN	`011024.4-01-015-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	2,856 sqft
Basement Area	1,428 sqft
Unfinished Basement	1,428 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	21,519 sqft (0.494 acres)
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	5 Parking Spaces
Deck Area	300 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	206 RIVERSIDE DR
City	TROY
State	OH
Zip	45373-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 11295
Legal Lot Number	11295
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	2
Census Block	2020
Census Tract	365101

Owner

206 Riverside Dr is owned by a company that acquired it in January 2024 and is owner-occupied.

Source: Miami County records, as of September 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	206 RIVERSIDE DR, TROY, OH 45373-1412
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 10, 2024	Affidavit of Death of Joint Tenant, Transfer
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2003 · Amount on File
Deed Sale	May 1, 2003 · Amount on File
Last Transfer Date	Jan 19, 2024
Transfer Doc	0000000659
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	206 RIVERSIDE DR, TROY, OH 45373-1412
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 RIVERSIDE DR, TROY, OH 45373-1412

Mortgage

Document Number	0000008261
Date	May 12, 2021
Instrument	2021OR-08261

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MIAMI OH
Recording Date	Jan 10, 2024
Property Address	206 RIVERSIDE DR, TROY, OH 45373-1412
Document Number	0000000325
Instrument Date	Jan 1, 2024
Instrument	2024OR-00325
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 RIVERSIDE DR, TROY, OH 45373-1412

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	206 RIVERSIDE DR, TROY, OH 45373-1412
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000322
Date	Jan 10, 2018
Instrument	2018OR-00322

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2047

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	206 RIVERSIDE DR, TROY, OH 45373-1412
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000466
Date	Jan 11, 2018
Instrument	2018OR-00466

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 21, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 206 Riverside Dr was $2,020 with a homeowner's exemption, up 23.4% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,020.00 (+23.4%) Homeowner's exemption	$83,310 (+91.17%) Land $19,220 Building $64,090	$238,000 Land $54,900 Building $183,100
2024	$1,637.00 (+0.61%) Homeowner's exemption	$43,580 (-) Land $7,840 Building $35,740
2023	$1,627.00 (+17.39%) Homeowner's exemption	$43,580 (-) Land $7,840 Building $35,740	$124,500 (-) Land $22,400 Building $102,100
2022	$1,386.00 Homeowner's exemption	$43,580 Land $7,840 Building $35,740	$124,500 Land $22,400 Building $102,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 206 Riverside Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

Nearby Properties on Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures