2406 Ramsgate Way, Fort Smith, AR 72908 Property Records

Sebastian County property record for 2406 Ramsgate Way, Fort Smith, AR 72908

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,117 sqft
Lot Size0.249 acres (10,846 sqft)
Owner2 Individual Names on File
Last Sale$184,000 (Jun 2009)
Tax Bill$2,455 (2026)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12584-1383-00000-00

Property Details

APN / Parcel Number

Primary APN12584-1383-00000-00
Alternative APN
  • 89291

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,117 sqft Living Area
Gross Area2,579 sqft
1st Floor Area2,117 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area10,846 sqft (0.249 acres)
Lot Dimensions129 ft deep x 101 ft wide
Garage TypeAttached
Garage Area462 sqft
DrivewayConcrete Driveway
Driveway Area608 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area100 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number89291
Street Address2406 RAMSGATE WAY
CityFORT SMITH
StateAR
Zip72908-0913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1383
Legal Range32
Legal Township07
Legal Section16
Legal SubdivisionFIANNA ESTATES
Legal Block2
Legal Lot Number1383
JurisdictionSEBASTIAN AR
Township / Civil DivisionUPPER
Census Block Group2
Census Block2026
Census Tract1311

Owner

2406 Ramsgate Way is owned and occupied by two individuals who bought it in June 2009.

Source: Sebastian County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address2406 RAMSGATE WAY, FORT SMITH, AR 72908-0913
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2009 · Amount on File
Deed SaleJun 3, 2009 · Amount on File
Prior SaleMar 10, 1999
Deed Document Number20097268946
Transfer Doc0678000206
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address2406 RAMSGATE WAY, FORT SMITH, AR 72908-0913
Transaction TypeMortgage
Record UpdatedJul 9, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020F14353
DateJun 29, 2020
Instrument2020F-14353
Lender
NameJAMES A ROSE ETAL
TypePrivate Party
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2406 Ramsgate Way was $2,455 with a homeowner's exemption.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateArkansas
CountySebastian County
MunicipalityFort Smith City
Unified School DistrictFort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,455.00 Homeowner's exemption$55,791 (-) Land $10,500 Building $45,291$278,955 (-) Land $52,500 Building $226,455
2025$2,455.00 Homeowner's exemption$55,791 Land $10,500 Building $45,291$278,955 Land $52,500 Building $226,455
2023$1,913.00 Homeowner's exemption$40,280 Land $11,000 Building $29,280$201,400 Land $55,000 Building $146,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2406 Ramsgate Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2406 Ramsgate Way is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 52% of Arkansas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT SMITH WATER UTILITIES
serves 86,209 people · EPA ID AR0000507
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Wave Rural Connect
Fiber
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

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