2501 Ramsgate Way, Fort Smith, AR 72908 Property Records

Sebastian County property record for 2501 Ramsgate Way, Fort Smith, AR 72908

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,591 sqft
Lot Size	0.432 acres (18,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,900 (Jun 2018)
Tax Bill	$2,643 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12584-1301-00000-00`

Property Details

APN / Parcel Number

Primary APN	`12584-1301-00000-00`
Alternative APN	`89210`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,591 sqft Living Area
Gross Area	3,191 sqft
1st Floor Area	1,418 sqft
Upper Floors Area	1,173 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	18,818 sqft (0.432 acres)
Lot Dimensions	166 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	600 sqft
Driveway	Concrete Driveway
Driveway Area	544 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	86 sqft
Porch	Open Porch
Porch Area	168 sqft
Deck Area	304 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	89210
Street Address	2501 RAMSGATE WAY
City	FORT SMITH
State	AR
Zip	72908-0916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1301
Legal Range	32
Legal Township	07
Legal Section	16
Legal Subdivision	FIANNA ESTATES
Legal Block	2
Legal Lot Number	1301
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2021
Census Tract	1311

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2501 RAMSGATE WAY, FORT SMITH, AR 72908-0916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 16, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 15, 2018	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	May 23, 2011 · Amount on Record
Deed Document Number	201813303
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	2501 RAMSGATE WAY, FORT SMITH, AR 72908-0916
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022F08472
Date	Apr 7, 2022
Instrument	2022F-08472

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	2501 RAMSGATE WAY, FORT SMITH, AR 72908-0916
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021F18478
Date	Jul 16, 2021
Instrument	2021F-18478

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jun 15, 2018
Property Address	2501 RAMSGATE WAY, FORT SMITH, AR 72908-0916
Document Number	2018F13303
Instrument Date	Jun 15, 2018
Instrument	2018F-13303
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1002 W HOLLAND AVE, 1002, WHITE HALL, AR 71602-9572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 RAMSGATE WAY, FORT SMITH, AR 72908-0916

Mortgage

Document Number	2018F13304
Date	Jun 15, 2018
Instrument	2018F-13304

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,643.00 Homeowner's exemption	$64,638 (-) Land $14,000 Building $50,638	$323,190 (-) Land $70,000 Building $253,190
2025	$2,643.00 (+26.34%) Homeowner's exemption	$64,638 (+49.07%) Land $14,000 Building $50,638	$323,190 (+49.07%) Land $70,000 Building $253,190
2023	$2,092.00 Homeowner's exemption	$43,360 Land $11,000 Building $32,360	$216,800 Land $55,000 Building $161,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wave Rural Connect Fiber	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

2501 Ramsgate Way, Fort Smith, AR 72908 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ramsgate Way

Nearby Streets

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