2401 Ramsgate Way, Fort Smith, AR 72908 Property Records

Sebastian County property record for 2401 Ramsgate Way, Fort Smith, AR 72908 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,592 sqft · built 1993
Lot Size	0.348 acres (15,200 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Apr 2020)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12584-1344-00000-00`

Property Details

APN / Parcel Number

Primary APN	`12584-1344-00000-00`
Alternative APN	`89253`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,592 sqft Living Area
1st Floor Area	1,760 sqft
Upper Floors Area	832 sqft
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	15,200 sqft (0.348 acres)
Lot Dimensions	160 ft deep x 95 ft wide
Garage Type	Built-in
Garage Area	768 sqft
Driveway	Driveway
Driveway Area	1,950 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	176 sqft
Deck Area	20 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	89253
Street Address	2401 RAMSGATE WAY
City	FORT SMITH
State	AR
Zip	72908-0914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1344
Legal Range	32
Legal Township	07
Legal Section	16
Legal Subdivision	FIANNA ESTATES
Legal Lot Number	1344
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2011
Census Tract	1311

Owner

Source: Sebastian County records · APN 12584-1344-00000-00

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2401 RAMSGATE WAY, FORT SMITH, AR 72908-0914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Apr 30, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF FORT SMITH

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	2020-04302020
Deed Book / Page	2020 / 04302020
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	2401 RAMSGATE WAY, FORT SMITH, AR 72908-0914
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 RAMSGATE WAY, FORT SMITH, AR 72908-0914

Mortgage

Document Number	2022F16425
Date	Jul 07, 2022
Instrument	2022F-16425

Lender

Name	ARVEST BANK
Type	Bank
Address	FORT SMITH, AR 72903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 01, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Apr 30, 2020
Property Address	2401 RAMSGATE WAY, FORT SMITH, AR 72908-0914
Document Number	2020F09566
Instrument Date	Mar 02, 2020
Instrument	2020F-09566
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 180596, FORT SMITH, AR 72918-0596

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 RAMSGATE WAY, FORT SMITH, AR 72908-0914

Mortgage

Document Number	2020F09567
Date	Apr 30, 2020
Instrument	2020F-09567

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Sebastian County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,588.00 (+26.86%) Homeowner's exemption	$59,093 (+39.14%) Land $10,500 Building $48,593	$295,465 (+39.14%) Land $52,500 Building $242,965
2023	$2,040.00 Homeowner's exemption	$42,470 Land $11,000 Building $31,470	$212,350 Land $55,000 Building $157,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sebastian County (05131C), updated June 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 53% of Arkansas
Wildfire Likelihood	About 1 in 1,020 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Arkansas Valley Electric Cooperative	Fiber	1,000 / 1,000
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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