2409 Ramsgate Way, Fort Smith, AR 72908 Property Records

Sebastian County property record for 2409 Ramsgate Way, Fort Smith, AR 72908

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,189 sqft · built 2002
Lot Size	0.314 acres (13,678 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Jul 2022)
Tax Bill	$2,421 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12584-1342-00000-00`

Property Details

APN / Parcel Number

Primary APN	`12584-1342-00000-00`
Alternative APN	`89251`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,189 sqft Living Area
Gross Area	2,717 sqft
1st Floor Area	2,189 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	13,678 sqft (0.314 acres)
Lot Dimensions	105 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	592 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	372 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	89251
Street Address	2409 RAMSGATE WAY
City	FORT SMITH
State	AR
Zip	72908-0914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1342
Legal Range	32
Legal Township	07
Legal Section	16
Legal Subdivision	FIANNA ESTATES
Legal Block	2
Legal Lot Number	1342
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2011
Census Tract	1311

Owner

2409 Ramsgate Way is owned and occupied by an individual who bought it in July 2022.

Source: Sebastian County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2409 RAMSGATE WAY, FORT SMITH, AR 72908-0914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Mar 9, 1995
Deed Document Number	202217923
Transfer Doc	0605000586
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jul 25, 2022
Property Address	2409 RAMSGATE WAY, FORT SMITH, AR 72908-0914
Document Number	2022F17923
Instrument Date	Jul 22, 2022
Instrument	2022F-17923
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	CAPITOL ABSTRACT CORPORATION, CAPITAL ABSTRACT & TTL CO LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$864.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11608 MAPLE PARK DR, 11608, FORT SMITH, AR 72916-9365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 RAMSGATE WAY, FORT SMITH, AR 72908-0914

Mortgage

Document Number	2022F17924
Date	Jul 25, 2022
Instrument	2022F-17924

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 2409 Ramsgate Way was $2,421 with a homeowner's exemption.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,421.00 Homeowner's exemption	$54,390 (-) Land $10,500 Building $43,890	$271,950 (-) Land $52,500 Building $219,450
2025	$2,421.00 Homeowner's exemption	$54,390 Land $10,500 Building $43,890	$271,950 Land $52,500 Building $219,450
2023	$1,880.00 Homeowner's exemption	$39,710 Land $11,000 Building $28,710	$198,550 Land $55,000 Building $143,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2409 Ramsgate Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2409 Ramsgate Way is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wave Rural Connect Fiber	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20