2320 Ramsgate Way, Fort Smith, AR 72908 Property Records

Sebastian County property record for 2320 Ramsgate Way, Fort Smith, AR 72908

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,240 sqft
Lot Size	0.263 acres (11,456 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Mar 2025)
Tax Bill	$2,537 (2026)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12584-1380-00000-00`

Property Details

APN / Parcel Number

Primary APN	`12584-1380-00000-00`
Alternative APN	`89288`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	2,724 sqft
1st Floor Area	1,202 sqft
Upper Floors Area	1,038 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	11,456 sqft (0.263 acres)
Lot Dimensions	130 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	15 sqft
Deck Area	154 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	89288
Street Address	2320 RAMSGATE WAY
City	FORT SMITH
State	AR
Zip	72908-0927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1380
Legal Range	32
Legal Township	07
Legal Section	16
Legal Subdivision	FIANNA ESTATES
Legal Block	2
Legal Lot Number	1380
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2026
Census Tract	1311

Owner

2320 Ramsgate Way is owned and occupied by two individuals who bought it in March 2025.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2320 RAMSGATE WAY, FORT SMITH, AR 72908-0927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on File
Deed Sale	Mar 17, 2025 · Amount on File
Prior Sale	Jun 28, 2018 · Amount on File
Deed Document Number	20254823
Prior Transfer Date	Oct 3, 2016
Prior Transfer Doc	0000015325
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jun 28, 2018
Property Address	2320 RAMSGATE WAY, FORT SMITH, AR 72908-0927
Document Number	2018F14551
Instrument Date	Jun 28, 2018
Instrument	2018F-14551
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4007 S 89TH ST, 4007, FORT SMITH, AR 72903-6317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 RAMSGATE WAY, FORT SMITH, AR 72908-0927

Mortgage

Document Number	2018F14552
Date	Jun 28, 2018
Instrument	2018F-14552

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2320 Ramsgate Way was $2,537.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,537.00	$55,973 (-) Land $10,500 Building $45,473	$279,865 (-) Land $52,500 Building $227,365
2025	$2,537.00	$55,973 Land $10,500 Building $45,473	$279,865 Land $52,500 Building $227,365
2023	$1,991.00 Homeowner's exemption	$41,630 Land $11,000 Building $30,630	$208,150 Land $55,000 Building $153,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2320 Ramsgate Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 Ramsgate Way is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wave Rural Connect Fiber	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20