Sebastian County property record for 2500 Ramsgate Way, Fort Smith, AR 72908
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,315 sqft |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Jul 2015) |
| Tax Bill | $2,255 (2026) |
| Deeds & Mortgages | Dec 2024 Line of Credit May 2012 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12584-1385-00000-00 |
| Primary APN | 12584-1385-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,315 sqft Living Area |
| Gross Area | 2,777 sqft |
| 1st Floor Area | 2,315 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick/Stone |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 11,718 sqft (0.269 acres) |
| Lot Dimensions | 129 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 166 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 89293 |
|---|---|
| Street Address | 2500 RAMSGATE WAY |
| City | FORT SMITH |
| State | AR |
| Zip | 72908-0915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1385 |
| Legal Range | 32 |
| Legal Township | 07 |
| Legal Section | 16 |
| Legal Subdivision | FIANNA ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1385 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1311 |
Source: Sebastian County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2500 RAMSGATE WAY, FORT SMITH, AR 72908-0915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 18, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| May 15, 2012 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST MORTGAGE CO |
| Nov 6, 2015 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA |
| Apr 9, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 9, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2015 · Amount on Record |
| Deed Sale | Jul 17, 2015 · Amount on Record |
| Prior Sale | Jul 13, 2005 · Amount on Record |
| Deed Document Number | 20159879 |
| Last Transfer Date | Apr 3, 2026 |
| Transfer Doc | 0202607007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 2500 RAMSGATE WAY, FORT SMITH, AR 72908-0915 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202425942 |
|---|---|
| Date | Dec 18, 2024 |
| Instrument | 2024-25942 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 17, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 2500 RAMSGATE WAY, FORT SMITH, AR 72908-0915 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2012F07847 |
|---|---|
| Date | May 15, 2012 |
| Instrument | 2012F-07847 |
| Name | ARVEST MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 2500 RAMSGATE WAY, FORT SMITH, AR 72908-0915 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2015F16051 |
|---|---|
| Date | Nov 6, 2015 |
| Instrument | 2015F-16051 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Apr 9, 2026 |
| Property Address | 2500 RAMSGATE WAY, FORT SMITH, AR 72908-0915 |
| Document Number | 0000007007 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20267007 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2500 RAMSGATE WAY, FORT SMITH, AR 72908-0915 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007008, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 20267008 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Apr 9, 2026 |
| Property Address | 2500 RAMSGATE WAY, FORT SMITH, AR 72908-0915 |
| Document Number | 0202607007 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20267007 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2500 RAMSGATE WAY, FORT SMITH, AR 72908-0915 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007008, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 20267008 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,255.00 | $53,369 (-) Land $10,500 Building $42,869 | $266,845 (-) Land $52,500 Building $214,345 |
| 2025 | $2,255.00 (+23.22%) Homeowner's exemption | $53,369 (+37.37%) Land $10,500 Building $42,869 | $266,845 (+37.37%) Land $52,500 Building $214,345 |
| 2023 | $1,830.00 Homeowner's exemption | $38,850 Land $11,000 Building $27,850 | $194,250 Land $55,000 Building $139,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 79% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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