Sebastian County property record for 2408 Ramsgate Way, Fort Smith, AR 72908
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,201 sqft |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | Individual Name on File |
| Last Sale | $56,000 (Mar 2026) |
| Tax Bill | $2,361 (2026) |
| Deeds & Mortgages | Aug 2026 Transfer Oct 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12584-1384-00000-00 |
| Primary APN | 12584-1384-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,201 sqft Living Area |
| Gross Area | 2,685 sqft |
| 1st Floor Area | 2,201 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick/Stone |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 11,456 sqft (0.263 acres) |
| Lot Dimensions | 129 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,010 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 100 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 89292 |
|---|---|
| Street Address | 2408 RAMSGATE WAY |
| City | FORT SMITH |
| State | AR |
| Zip | 72908-0913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1384 |
| Legal Range | 32 |
| Legal Township | 07 |
| Legal Section | 16 |
| Legal Subdivision | FIANNA ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1384 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1311 |
2408 Ramsgate Way is owned and occupied by an individual who acquired it in July 2026.
Source: Sebastian County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2408 RAMSGATE WAY, FORT SMITH, AR 72908-0913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 10, 2025 | Deed of Trust, Mortgage · Line of Credit GREAT OAKS BANK |
| May 30, 2019 | Redemption Deed, Transfer WACO TITLE COMPANY |
| Apr 30, 2019 | Warranty Deed, Transfer · Line of Credit CITIZENS BANK & TRUST CO |
| Apr 2, 2019 | Warranty Deed, Transfer |
| Apr 2, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2026 · Amount on File |
| Deed Sale | Mar 6, 2026 · Amount on File |
| Prior Sale | May 30, 2019 · Amount on File |
| Deed Document Number | 20264685 |
| Last Transfer Date | Jul 23, 2026 |
| Transfer Doc | 0000017226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Aug 28, 2026 |
| Property Address | 2408 RAMSGATE WAY, FORT SMITH, AR 72908-0913 |
| Document Number | 0000017226 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202617226 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2408 RAMSGATE WAY, FORT SMITH, AR 72908-0913 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 2408 RAMSGATE WAY, FORT SMITH, AR 72908-0913 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2408 RAMSGATE WAY, FORT SMITH, AR 72908-0913 |
| Document Number | 0202519745 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025-19745 |
| Name | GREAT OAKS BANK |
|---|---|
| Type | Bank |
| Address | VAN BUREN, AR 72957 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 20, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | May 30, 2019 |
| Property Address | 2408 RAMSGATE WAY, FORT SMITH, AR 72908-0913 |
| Document Number | 2019F11238 |
| Instrument Date | May 23, 2019 |
| Instrument | 2019F-11238 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Title Company | WACO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Redemption Amount |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2408 RAMSGATE WAY, FORT SMITH, AR 72908-0913 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Apr 30, 2019 |
| Property Address | 2408 RAMSGATE WAY, FORT SMITH, AR 72908-0913 |
| Document Number | 2019F08952 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 2019F-08952 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Title Company | WACO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5903 PARK VALLEY CIR, FORT SMITH, AR 72916-9153 |
| Name | Verified Name |
|---|---|
| Address | 1408 RAMSGATE WAY, FORT SMITH, AR 72908 |
| Document Number | 2019F08953 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019F-08953 |
| Name | CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Apr 29, 2022 |
| Change Frequency | 2 Years |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Apr 2, 2019 |
| Property Address | 2408 RAMSGATE WAY, FORT SMITH, AR 72908-0913 |
| Document Number | 2019F06553 |
| Instrument Date | Apr 2, 2019 |
| Instrument | 2019F-06553 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2408 RAMSGATE WAY, FORT SMITH, AR 72908-0913 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Apr 2, 2019 |
| Property Address | 2408 RAMSGATE WAY, FORT SMITH, AR 72908-0913 |
| Document Number | 2019F06552 |
| Instrument Date | Apr 2, 2019 |
| Instrument | 2019F-06552 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2408 RAMSGATE WAY, FORT SMITH, AR 72908-0913 |
The 2026 property tax bill for 2408 Ramsgate Way was $2,361, down 26% from the year before.
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,361.00 (-26.03%) | $54,988 (-) Land $10,500 Building $44,488 | $274,940 (-) Land $52,500 Building $222,440 |
| 2025 | $3,192.00 Homeowner's exemption | $54,988 Land $10,500 Building $44,488 | $274,940 Land $52,500 Building $222,440 |
| 2023 | $1,824.00 Homeowner's exemption | $38,740 Land $11,000 Building $27,740 | $193,700 Land $55,000 Building $138,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2408 Ramsgate Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2408 Ramsgate Way is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 79% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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