Mendocino County property record for 23440 Live Oak Rd, Willits, CA 95490 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Lot Size | 10.7 acres |
| Occupancy | Owner Occupied |
| Tax Bill | $5,465.00 (2025) |
| Primary APN | 103-170-05-01 |
|---|
| Lot Area | 469,577 sqft |
|---|
| Street Address | 23440 LIVE OAK RD |
|---|---|
| City | WILLITS |
| State | CA |
| Zip | 95490-5746 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 3 AS NUMBERED AND DESIGNATED UPON THE MAP OF LITTLE LAKE RANCHES TRACT 175 FILED AUG 1, 1974 IN C2, D24, P55, MCR. EXCEPT 1/2 M/R |
| Legal Subdivision | LITTLE LAKE RANCHES |
| Legal Tract | 175 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | MENDOCINO CA |
| Minor Civil Division | WILLITS |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 10601 |
Source: Mendocino County records · APN 103-170-05-01
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 549 CENTRAL AVE, WILLITS, CA 95490-3933 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SAVINGS BANK/MENDOCINO COUNTY |
| Apr 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SAVINGS BANK OF MENDOCINO COUNTY |
| May 25, 2022 | Intrafamily Transfer, Transfer · Line of Credit SAVINGS BANK OF MENDOCINO COUNTY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 17, 2022 |
| Transfer Doc | 0000006622 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MENDOCINO CA |
| Recording Date | Apr 28, 2026 |
| Property Address | 23440 LIVE OAK RD, WILLITS, CA 95490-5746 |
| Document Number | 0000003478 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20263478 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 23440 LIVE OAK RD, WILLITS, CA 95490-5746 |
| Document Number | 0000003478, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20263478 |
| Name | SAVINGS BANK/MENDOCINO COUNTY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MENDOCINO CA |
| Property Address | 23440 LIVE OAK RD, WILLITS, CA 95490 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | REDWOOD EMPIRE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004650 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 2018-04650 |
| Name | SAVINGS BANK OF MENDOCINO COUNTY |
|---|---|
| Type | Bank |
| Address | UKIAH, CA 95482 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MENDOCINO CA |
| Recording Date | May 25, 2022 |
| Property Address | 23440 LIVE OAK RD, WILLITS, CA 95490 |
| Document Number | 0000006622 |
| Map Reference | CASE 2 DR 24 PG 55 |
| Instrument Date | May 17, 2022 |
| Instrument | 2022-06622 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | REDWOOD EMPIRE TITLE COMPANY/MENDOC, REDWOOD EMPIRE TTL CO OF MEN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23440 LIVE OAK RD, WILLITS, CA 95490 |
| Document Number | 0000006623 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022-06623 |
| Name | SAVINGS BANK OF MENDOCINO COUNTY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Mendocino County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Mendocino County |
| Unified School District | Willits Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $492,622 (+2%) Land $195,184 Building $297,438 | |
| 2025 | $5,465.00 (+2.09%) Homeowner's exemption | $482,963 (+24.25%) Land $191,357 Building $291,606 |
| 2024 | $5,353.00 (+20.92%) | |
| 2023 | $4,427.00 (+6.34%) Homeowner's exemption | $388,711 Land $183,927 Building $204,784 |
| 2020 | $4,163.00 |
23440 Live Oak Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · Mendocino County (06045C), updated September 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 75th percentile of exposed land nationally · 50th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 322 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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