Oceana County property record for 114 E Hanover St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.579 acres (25,221 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $94,070 (Jun 2020) |
| Tax Bill | $1,490 (2025) |
| Deeds & Mortgages | Jun 2020 Sale Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-138-001-50 |
| Primary APN | 044-138-001-50 |
|---|
| Lot Area | 25,221 sqft (0.579 acres) |
|---|
| Street Address | 114 E HANOVER ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-7539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WD 2020/12183 W 1/2 OF W 10 R OF LOT 1 & W 8 R OF LOT 2 BLOCK 8 - COBBS ADDITION TO VILLAGE OF PENTWATER QCD 2019/6056 |
| Legal Subdivision | COBBS ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 1-2 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10800 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 114 E HANOVER ST, PENTWATER, MI 49449-7539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2020 | Warranty Deed, Transfer |
| Apr 15, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Prior Transfer Date | Apr 12, 2019 |
| Prior Transfer Doc | 2019/006056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jun 30, 2020 |
| Property Address | 114 E HANOVER ST, PENTWATER, MI 49449-7539 |
| Document Number | 2020/12183 |
| Book / Page | 2020 / 12183 |
| Map Reference | LB 1 PG 10 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 202000003528 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $774.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8812 KEIM RD, CLARKSVILLE, MI 48815-9758 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Apr 15, 2019 |
| Property Address | 114 E HANOVER ST, PENTWATER, MI 49449-7539 |
| Document Number | 2019/006056 |
| Book / Page | 2019 / 006056 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 201900002227 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 E HANOVER ST, 114, PENTWATER, MI 49449-7539 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 364, PENTWATER, MI 49449-0364 |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,800 (+1.84%) Land $38,800 | $77,600 (+1.84%) Land $77,600 | |
| 2025 | $1,490.00 (+5.15%) Homeowner's exemption | $38,100 (+15.81%) Land $38,100 | $76,200 (+15.81%) Land $76,200 |
| 2024 | $1,417.00 (+10.27%) | ||
| 2023 | $32,900 Land $32,900 | $65,800 (-) Land $65,800 | |
| 2022 | $1,285.00 | $65,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENTWATER serves 857 people · EPA ID MI0005260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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