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23 Key Harbor Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 23 Key Harbor Dr, Montgomery, TX 77356

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,608 sqft · built 1998
Lot Size0.096 acres (4,178 sqft)
Owner2 Individual Names on Record
Tax Bill$8,992 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN6381-00-02300

Property Details

APN / Parcel Number

Primary APN6381-00-02300
Alternative APN
  • R259203

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,608 sqft Living Area
Gross Area2,196 sqft
1st Floor Area672 sqft
2nd Floor Area936 sqft
Utility Area40 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area4,178 sqft (0.096 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area334 sqft
Patio Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address23 KEY HARBOR DR
CityMONTGOMERY
StateTX
Zip77356-4298
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionKEY HARBOUR, LOT 23A,23B
Legal SubdivisionKEY HARBOUR
Legal Lot Number23A,2
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1009
Census Tract694307

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address23 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2024
Deed SaleJun 4, 2024
Prior SaleJun 26, 2018 · Amount on Record
Deed Document Number202454708
Prior Transfer DateJun 25, 2018
Prior Transfer Doc0000060840
Record UpdatedOct 29, 2026

June 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateJun 26, 2018
Property Address23 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Document Number0000060840
Instrument DateJun 25, 2018
Instrument2018060840
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 KEY HARBOR DR, MONTGOMERY, TX 77356-4298

Mortgage

Document Number0000060841
DateJun 26, 2018
Instrument2018060841
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityConroe City
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$437,043 (-0.02%) Land $55,000 Building $382,043$437,043 (-0.02%) Land $55,000 Building $382,043
2025$8,992.00 (+39.13%)$437,144 (+9.88%) Land $55,000 Building $382,144$437,144 (-0.03%) Land $55,000 Building $382,144
2024$6,463.00 (+12.22%) Homeowner's exemption$397,848 (+1%) Land $55,000 Building $382,260$437,260 (-2.1%) Land $55,000 Building $382,260
2023$5,759.00 Homeowner's exemption$361,680 Land $55,000 Building $391,620$446,620 Land $55,000 Building $391,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims23 (2008–2024)
Claims Outside the SFHA21 of 23
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims
  • Hurricane Harvey, Aug 2017 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY UD 4
serves 4,980 people · EPA ID TX1700286
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber		8,000 / 8,000
Optimum
Cable		940 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber, Verizon, Xfinity.

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