19 Key Harbor Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 19 Key Harbor Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,694 sqft · built 1998
Lot Size	0.054 acres (2,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,900 (May 2020)
Tax Bill	$6,058 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6381-00-01900`

Property Details

APN / Parcel Number

Primary APN	`6381-00-01900`
Alternative APN	`R259199`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,694 sqft Living Area
Gross Area	2,114 sqft
1st Floor Area	847 sqft
2nd Floor Area	847 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	2,333 sqft (0.054 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	210 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	19 KEY HARBOR DR
City	MONTGOMERY
State	TX
Zip	77356-4298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	KEY HARBOUR, LOT 19A,19B
Legal Subdivision	KEY HARBOUR
Legal Lot Number	19A,1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1009
Census Tract	694307

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Warranty Deed, Transfer USAA
Jun 6, 2019	Vendor's Lien, Transfer · Conventional Mortgage ARMARILLO NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	202041451
Prior Transfer Date	Aug 5, 2004
Prior Transfer Doc	0000087641
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	May 1, 2020
Property Address	19 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Document Number	0000041451
Instrument Date	Apr 30, 2020
Instrument	41451
Transaction Type	Transfer
Record Updated	Jul 6, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 KEY HARBOR DR MONTGOMERY TX 773564298, MONTGOMERY, TX 77356-4298

Mortgage

Document Number	41452
Date	May 1, 2020
Instrument	41452

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 6, 2019
Property Address	19 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Document Number	0000048413
Map Reference	CAB J SH 130
Instrument Date	Jun 4, 2019
Instrument	2019048413
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 KEY HARBOR DR, MONTGOMERY, TX 77356-4298

Mortgage

Document Number	0000048414
Date	Jun 6, 2019
Instrument	2019048414

Lender

Name	ARMARILLO NATIONAL BANK
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,338 (-) Land $55,000 Building $338,338	$393,338 (-) Land $55,000 Building $338,338
2025	$6,058.00 (-30.57%)	$393,338 (-7.9%) Land $55,000 Building $338,338	$393,338 (-7.9%) Land $55,000 Building $338,338
2024	$8,725.00 (-3.71%)	$427,060 (-4.03%) Land $55,000 Building $372,060	$427,060 (-4.03%) Land $55,000 Building $372,060
2023	$9,061.00	$445,000 Land $55,000 Building $390,000	$445,000 Land $55,000 Building $390,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	23 (2008–2024)
Claims Outside the SFHA	21 of 23
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims Hurricane Harvey, Aug 2017 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY UD 4 serves 4,980 people · EPA ID TX1700286
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon, Xfinity.

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