16 Key Harbor Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 16 Key Harbor Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 1998
Lot Size	0.055 acres (2,401 sqft)
Owner	Individual Name on File
Last Sale	$156,300 (May 2018)
Tax Bill	$5,281 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6381-00-01600`

Property Details

APN / Parcel Number

Primary APN	`6381-00-01600`
Alternative APN	`R259196`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,288 sqft Living Area
Gross Area	1,708 sqft
1st Floor Area	588 sqft
2nd Floor Area	700 sqft
Utility Area	32 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	2,401 sqft (0.055 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	314 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16 KEY HARBOR DR
City	MONTGOMERY
State	TX
Zip	77356-4298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	KEY HARBOUR, LOT 16A,16B
Legal Subdivision	KEY HARBOUR
Legal Lot Number	16A,1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1009
Census Tract	694307

Owner

16 Key Harbor Dr is owned and occupied by an individual who acquired it in October 2023.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	16 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Nov 17, 2015 · Amount on File
Deed Document Number	201848312
Last Transfer Date	Oct 3, 2023
Transfer Doc	0000095502
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	May 25, 2018
Property Address	16 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Document Number	0000048312
Map Reference	CAB J SH130
Instrument Date	May 23, 2018
Instrument	2018048312
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3121 BUFFALO SPEEDWAY APT 3104, 3121, HOUSTON, TX 77098-1846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13100 AUTUMN ASH DR, CONROE, TX 77302-3156

Mortgage

Document Number	0000048314
Date	May 25, 2018
Instrument	2018048314

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16 Key Harbor Dr was $5,281 with a homeowner's exemption, down 10.3% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,225 (+1.78%) Land $55,000 Building $303,225	$358,225 (+1.78%) Land $55,000 Building $303,225
2025	$5,281.00 (-10.31%) Homeowner's exemption	$351,955 (-4.1%) Land $55,000 Building $296,955	$351,955 (-4.1%) Land $55,000 Building $296,955
2024	$5,888.00 (-21.85%) Homeowner's exemption	$367,000 (-0.81%) Land $55,000 Building $312,000	$367,000 (-0.81%) Land $55,000 Building $312,000
2023	$7,534.00	$370,000 Land $55,000 Building $315,000	$370,000 Land $55,000 Building $315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Key Harbor Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	23 (2008–2024)
Claims Outside the SFHA	21 of 23
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims Hurricane Harvey, Aug 2017 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Key Harbor Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY UD 4 serves 4,980 people · EPA ID TX1700286
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon, Xfinity.

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