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15 Key Harbor Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 15 Key Harbor Dr, Montgomery, TX 77356

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,608 sqft · built 1998
Lot Size0.066 acres (2,853 sqft)
Owner2 Company Names on File
Tax Bill$9,128 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN6381-00-01500

Property Details

APN / Parcel Number

Primary APN6381-00-01500
Alternative APN
  • R259195

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area1,608 sqft Living Area
Gross Area2,196 sqft
1st Floor Area672 sqft
2nd Floor Area936 sqft
Utility Area40 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area2,853 sqft (0.066 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area334 sqft
Deck Area192 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address15 KEY HARBOR DR
CityMONTGOMERY
StateTX
Zip77356-4298
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionKEY HARBOUR, LOT 15A,15B
Legal SubdivisionKEY HARBOUR
Legal Lot Number15A,1
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1009
Census Tract694307

Owner

15 Key Harbor Dr is owned by a company that acquired it in August 2024.

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address24303 COUGAR ST, MAGNOLIA, TX 77355-4092
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2024
Deed SaleAug 5, 2024
Prior SaleMar 21, 2017 · Amount on File
Deed Document Number202477061
Prior Transfer DateMar 17, 2017
Prior Transfer Doc0000022899
Record UpdatedOct 29, 2026

March 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateMar 21, 2017
Property Address15 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Document Number0000022899
Map ReferenceCAB J SH130
Instrument DateMar 17, 2017
Instrument2017022899
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 KEY HARBOR DR, MONTGOMERY, TX 77356-4298

Mortgage

Document Number0000022901
DateMar 21, 2017
Instrument2017022901
Lender
NameFLAGSTAR BANK FSB
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15 Key Harbor Dr was $9,128, up 93.7% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityConroe City
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$451,135 (+1.67%) Land $55,000 Building $396,135$451,135 (+1.67%) Land $55,000 Building $396,135
2025$9,128.00 (+93.68%)$443,738 (+8.41%) Land $55,000 Building $388,738$443,738 (+2.58%) Land $55,000 Building $388,738
2024$4,713.00 (+3.11%) Homeowner's exemption Senior Citizen's exemption$409,310 (+1%) Land $55,000 Building $377,596$432,596 (-2.14%) Land $55,000 Building $377,596
2023$4,571.00 Homeowner's exemption$372,100 Land $55,000 Building $387,070$442,070 Land $55,000 Building $387,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Key Harbor Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 111 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims23 (2008–2024)
Claims Outside the SFHA21 of 23
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims
  • Hurricane Harvey, Aug 2017 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Key Harbor Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY UD 4
serves 4,980 people · EPA ID TX1700286
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber		8,000 / 8,000
Optimum
Cable		940 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber, Verizon, Xfinity.

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