Montgomery County property record for 20 Key Harbor Dr, Montgomery, TX 77356
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,582 sqft · built 1998 |
| Lot Size | 0.048 acres (2,107 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,306 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6381-00-02000 |
| Primary APN | 6381-00-02000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,582 sqft Living Area |
| Gross Area | 2,002 sqft |
| 1st Floor Area | 735 sqft |
| 2nd Floor Area | 847 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 2,107 sqft (0.048 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 315 sqft |
| Deck Area | 273 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 20 KEY HARBOR DR |
|---|---|
| City | MONTGOMERY |
| State | TX |
| Zip | 77356-4298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S638100 - KEY HARBOUR, LOT 20A,20B |
| Legal Subdivision | KEY HARBOUR |
| Legal Lot Number | 20A,2 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 694307 |
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 KEY HARBOR DR, MONTGOMERY, TX 77356-4298 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 |
| Deed Sale | Sep 28, 2023 |
| Prior Sale | Sep 28, 2023 |
| Deed Document Number | 202392791 |
| Prior Transfer Date | Aug 23, 2006 |
| Prior Transfer Doc | 0000102664 |
| Record Updated | Oct 29, 2026 |
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Conroe City |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,294 (+1.86%) Land $55,000 Building $356,294 | $411,294 (+1.86%) Land $55,000 Building $356,294 | |
| 2025 | $8,306.00 (-3.88%) | $403,776 (-4.53%) Land $55,000 Building $348,776 | $403,776 (-4.53%) Land $55,000 Building $348,776 |
| 2024 | $8,641.00 (-1.96%) | $422,941 (-2.29%) Land $55,000 Building $367,941 | $422,941 (-2.29%) Land $55,000 Building $367,941 |
| 2023 | $8,814.00 | $432,870 Land $55,000 Building $377,870 | $432,870 Land $55,000 Building $377,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 23 (2008–2024) |
| Claims Outside the SFHA | 21 of 23 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY UD 4 serves 4,980 people · EPA ID TX1700286 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Verizon, Xfinity.
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