14 Key Harbor Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 14 Key Harbor Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,288 sqft · built 1998
Lot Size	0.055 acres (2,391 sqft)
Owner	Company Name on Record
Tax Bill	$7,314 (2025)
Deeds & Mortgages	Mar 2022 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6381-00-01400`

Property Details

APN / Parcel Number

Primary APN	`6381-00-01400`
Alternative APN	`R259194`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,288 sqft Living Area
Gross Area	1,708 sqft
1st Floor Area	588 sqft
2nd Floor Area	700 sqft
Utility Area	32 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	2,391 sqft (0.055 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	314 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14 KEY HARBOR DR
City	MONTGOMERY
State	TX
Zip	77356-4298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S638100 - KEY HARBOUR, LOT 14A, 14B
Legal Subdivision	KEY HARBOUR
Legal Lot Number	14A,1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1009
Census Tract	694307

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1545 SE WADDELL WAY, WAUKEE, IA 50263-2106
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 1, 2020	Deed of Trust, Mortgage BAY EQUITY
Apr 9, 2019	Warranty Deed, Transfer BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022
Deed Sale	Mar 11, 2022
Prior Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	202231409
Prior Transfer Date	Apr 6, 2019
Prior Transfer Doc	0000028526
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Mar 11, 2022
Property Address	14 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Document Number	0000031409
Map Reference	CAB J SH 130
Instrument Date	Mar 11, 2022
Instrument	2022031409
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1545 SE WADDELL WAY, WAUKEE, IA 50263-2106

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	14 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Document Number	0000042288
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 KEY HARBOR DR MONTGOMERY TX 773564298, MONTGOMERY, TX 77356-4298

Mortgage

Document Number	0000042288
Date	May 4, 2020
Instrument	42288

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 9, 2019
Property Address	14 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Document Number	0000028526
Instrument Date	Apr 6, 2019
Instrument	28526
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 KEY HARBOR DR MONTGOMERY TX 773564298, MONTGOMERY, TX 77356-4298

Mortgage

Document Number	28527
Date	Apr 9, 2019
Instrument	28527

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,802 (+1.76%) Land $55,000 Building $306,802	$361,802 (+1.76%) Land $55,000 Building $306,802
2025	$7,314.00 (-7.57%)	$355,551 (-8.2%) Land $55,000 Building $300,551	$355,551 (-8.2%) Land $55,000 Building $300,551
2024	$7,913.00 (-3.98%)	$387,317 (-4.3%) Land $55,000 Building $332,317	$387,317 (-4.3%) Land $55,000 Building $332,317
2023	$8,241.00	$404,730 Land $55,000 Building $349,730	$404,730 Land $55,000 Building $349,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	23 (2008–2024)
Claims Outside the SFHA	21 of 23
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims Hurricane Harvey, Aug 2017 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY UD 4 serves 4,980 people · EPA ID TX1700286
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon, Xfinity.

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