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22 Key Harbor Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 22 Key Harbor Dr, Montgomery, TX 77356

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,582 sqft · built 1998
Lot Size0.076 acres (3,329 sqft)
Owner2 Individual Names on File
Last Sale$468,160 (Jun 2022)
Tax Bill$4,806 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN6381-00-02200

Property Details

APN / Parcel Number

Primary APN6381-00-02200
Alternative APN
  • R259202

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area1,582 sqft Living Area
Gross Area2,002 sqft
1st Floor Area735 sqft
2nd Floor Area847 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area3,329 sqft (0.076 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address22 KEY HARBOR DR
CityMONTGOMERY
StateTX
Zip77356-4298
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionKEY HARBOUR, LOT 22A,22B
Legal SubdivisionKEY HARBOUR
Legal Lot Number22A,2
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1009
Census Tract694307

Owner

22 Key Harbor Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address22 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2022 · Amount on File
Deed SaleJun 27, 2022 · Amount on File
Prior SaleMar 27, 2007 · Amount on File
Deed Document Number202280337
Prior Transfer DateMar 23, 2007
Prior Transfer Doc0000035001
Record UpdatedOct 29, 2026

June 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateJun 27, 2022
Property Address22 KEY HARBOR DR, MONTGOMERY, TX 77356-4298
Document Number0000080337
Map ReferenceCAB J SH 130
Instrument DateJun 22, 2022
Instrument2022080337
Transaction TypeTransfer
Record UpdatedJul 13, 2022
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 KEY HARBOR DR, MONTGOMERY, TX 77356-4298

Mortgage

Document Number0000080338
DateJun 27, 2022
Instrument2022080338
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 22 Key Harbor Dr was $4,806 with exemptions applied, down 29.1% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityConroe City
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$385,100 (-) Land $55,000 Building $330,100$385,100 (-) Land $55,000 Building $330,100
2025$4,806.00 (-29.1%) Homeowner's exemption Senior Citizen's exemption$385,100 (-7.17%) Land $55,000 Building $330,100$385,100 (-7.17%) Land $55,000 Building $330,100
2024$6,779.00 (-2.07%) Homeowner's exemption$414,826 (-2.23%) Land $55,000 Building $359,826$414,826 (-2.23%) Land $55,000 Building $359,826
2023$6,922.00 Homeowner's exemption$424,300 Land $55,000 Building $369,300$424,300 Land $55,000 Building $369,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Key Harbor Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 111 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims23 (2008–2024)
Claims Outside the SFHA21 of 23
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims
  • Hurricane Harvey, Aug 2017 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Key Harbor Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY UD 4
serves 4,980 people · EPA ID TX1700286
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber		8,000 / 8,000
Optimum
Cable		940 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber, Verizon, Xfinity.

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