Cortland County and Homer Town property record for 2275 E River Rd, Cortland, NY 13045 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,496 sqft · built 1990 |
| Lot Size | 0.434 acres (18,919 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,113 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit May 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113089 67.00-12-03.000 |
| Primary APN | 113089 67.00-12-03.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,919 sqft (0.434 acres) |
| Lot Dimensions | 252 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 268 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2275 E RIVER RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CENTER LINE OF EAST RIVER ROAD |
| Legal Block | 12 |
| Legal Lot Number | 3.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 970202 |
Source: Cortland County and Homer Town records · APN 113089 67.00-12-03.000
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2275 E RIVER RD, CORTLAND, NY 13045-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| May 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Sep 28, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 2275 E RIVER RD, CORTLAND, NY 13045-9739 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000002630 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2022-02630 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 2275 E RIVER RD, CORTLAND, NY 13045-9739 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000002629 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2022-02629 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 2275 E RIVER RD, CORTLAND, NY 13045-9739 |
| Document Number | 0000005391 |
| Instrument Date | Sep 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2275 E RIVER RD CORTLAND NY 130459739, CORTLAND, NY 13045-9739 |
| Document Number | 0000005391 |
|---|---|
| Date | Nov 06, 2017 |
| Instrument | 5391 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cortland County and Homer Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Homer Town |
| Unified School District | Homer Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,113.00 (-4.35%) | $115,400 (-) Land $11,900 Building $103,500 | $172,239 (+2.99%) Land $17,761 Building $154,478 |
| 2023 | $2,209.00 Homeowner's exemption | $115,400 Land $11,900 Building $103,500 | $167,246 Land $17,246 Building $150,000 |
Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239702021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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