Cortland County and Homer Town property record for 2277 E River Rd, Cortland, NY 13045 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1984 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,978 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Sep 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113089 67.00-12-04.000 |
| Primary APN | 113089 67.00-12-04.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 252 ft deep x 198 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 352 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2277 E RIVER RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 12 |
| Legal Lot Number | 4.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 970202 |
Source: Cortland County and Homer Town records · APN 113089 67.00-12-04.000
Assessment roll updated March 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2277 E RIVER RD, CORTLAND, NY 13045-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2019 | Deed of Trust, Mortgage FIRST NAT'L BK/DRYDEN |
| Sep 16, 2019 | Warranty Deed, Transfer |
| Jul 03, 2018 | Loan Modification, Mortgage · Line of Credit KEYBANK USA |
| Jul 03, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 2277 E RIVER RD, CORTLAND, NY 13045-9739 |
| Document Number | 0000003903 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2777 E RIVER RD CORTLAND NY 13045, CORTLAND, NY 13045 |
| Document Number | 0000003903 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 3903 |
| Name | FIRST NAT'L BK/DRYDEN |
|---|---|
| Type | Bank |
| Address | DRYDEN, NY 13053 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 15, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Sep 16, 2019 |
| Property Address | 2277 E RIVER RD, CORTLAND, NY 13045-9739 |
| Document Number | 0000003902 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 2019-03902 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2277 E RIVER RD, CORTLAND, NY 13045-9739 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 2277 E RIVER RD, CORTLAND, NY 13045-9739 |
| Document Number | 0000004594 |
| Instrument Date | Jul 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 2271 STATE ROUTE 13 CORTLAND NY 130459611, CORTLAND, NY 13045-9611 |
| Document Number | 0000004594 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 4594 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 2277 E RIVER RD, CORTLAND, NY 13045-9739 |
| Document Number | 0000004593 |
| Instrument Date | Jul 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 2271 STATE ROUTE 13 CORTLAND NY 130459611, CORTLAND, NY 13045-9611 |
| Document Number | 0000004593 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 4593 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cortland County and Homer Town records · Assessment roll updated March 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Homer Town |
| Unified School District | Homer Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,978.00 (-4.03%) | $100,000 (-) Land $16,500 Building $83,500 | $149,254 (+2.98%) Land $24,627 Building $124,627 |
| 2023 | $4,145.00 | $100,000 Land $16,500 Building $83,500 | $144,928 Land $23,913 Building $121,015 |
Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239702021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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