2322 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Homer Town property record for 2322 E River Rd, Cortland, NY 13045

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,008 sqft · built 1950
Lot Size	1.79 acres (78,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,500 (Sep 2021)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`113089 68.00-01-17.000`

Property Details

APN / Parcel Number

Primary APN	`113089 68.00-01-17.000`
Alternative APN	`308906800000010170000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	576 sqft
Upper Floors Area	432 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	78,062 sqft (1.79 acres)
Lot Dimensions	607 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	144 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2322 E RIVER RD
City	CORTLAND
State	NY
Zip	13045-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	CORTLAND NY
Township / Civil Division	HOMER
Census Block Group	1
Census Block	1057
Census Tract	970202

Owner

Source: Cortland County and Homer Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2322 E RIVER RD, CORTLAND, NY 13045-9749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PARAGON HOME LOANS INC
Sep 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PARAGON HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Deed Document Number	20214752
Last Transfer Date	May 9, 2022
Transfer Doc	0000002799
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	May 17, 2022
Property Address	2322 E RIVER RD, CORTLAND, NY 13045-9749
Document Number	0000002799
Instrument Date	May 13, 2022
Instrument	2022-02799
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5965 ROUTE 11 #3 # 3, 3, HOMER, NY 13077

Mortgage

Document Number	0000002800
Date	May 17, 2022
Instrument	2022-02800

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Sep 2, 2021
Property Address	2322 E RIVER RD, CORTLAND, NY 13045-9749
Document Number	4752
Instrument Date	Sep 2, 2021
Instrument	2021-04752
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2149 E RIVER RD, CORTLAND, NY 13045-9755

Mortgage

Document Number	4754
Date	Sep 2, 2021
Instrument	2021-04754

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cortland County and Homer Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Homer Town
Unified School District	Homer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,197.00 (-4.35%)	$120,000 (-) Land $20,800 Building $99,200	$179,104 (+2.98%) Land $31,045 Building $148,059
2023	$2,297.00	$120,000 Land $20,800 Building $99,200	$173,913 Land $30,145 Building $143,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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