2259 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Homer Town property record for 2259 E River Rd, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,680 sqft · built 1992
Lot Size1.06 acres (46,241 sqft)
Owner2 Individual Names on Record
Last Sale$117,500 (Oct 2018)
Tax Bill$6,429 (2026)
Deeds & MortgagesApr 2023 Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN113089 67.00-12-02.200

Property Details

APN / Parcel Number

Primary APN113089 67.00-12-02.200

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area46,241 sqft (1.06 acres)
Lot Dimensions308 ft deep x 150 ft wide
Garage TypeDetached
Garage Area2,520 sqft
Parking Spaces9 Parking Spaces
PorchSlab
Porch Area342 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2259 E RIVER RD
CityCORTLAND
StateNY
Zip13045-9739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block12
Legal Lot Number2.200
JurisdictionCORTLAND NY
Township / Civil DivisionHOMER
Census Block Group1
Census Block1069
Census Tract970202

Owner

Source: Cortland County and Homer Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2259 E RIVER RD, CORTLAND, NY 13045-9739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
COMMUNITY BANK NA
Oct 5, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2018 · Amount on Record
Deed SaleOct 5, 2018 · Amount on Record
Prior SaleNov 17, 2011 · Amount on Record
Deed Document Number20185632
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address2259 E RIVER RD, CORTLAND, NY 13045-9739
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001831
DateApr 28, 2023
Instrument2023-01831
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueMay 1, 2033

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateOct 5, 2018
Property Address2259 E RIVER RD, CORTLAND, NY 13045-9739
Document Number0000005632
Instrument DateSep 28, 2018
Instrument2018-05632
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1565 SAUNDERS RD, CORTLAND, NY 13045-8822

Tax Assessment & Valuation

Source: Cortland County and Homer Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionHomer Town
Unified School DistrictHomer Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,429.00 (+119.42%)
2025$2,930.00 (+39.13%)$160,000 (+45.45%) Land $18,600 Building $141,400$238,806 (+49.8%) Land $27,761 Building $211,045
2023$2,106.00$110,000 Land $18,600 Building $91,400$159,420 Land $26,956 Building $132,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on E River Rd

Nearby Streets

Search Property Records by Address or Parcel Number