2264 Cantania Ct, Los Banos, CA 93635 Property Records

Merced County property record for 2264 Cantania Ct, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,645 sqft · built 2004
Lot Size	0.16 acres (6,949 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Nov 2021)
Tax Bill	$6,563 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`428-273-003-000`

Property Details

APN / Parcel Number

Primary APN	`428-273-003-000`
Alternative APN	`428-273-003`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,645 sqft Living Area
Gross Area	3,258 sqft
1st Floor Area	2,645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	6,949 sqft (0.16 acres)
Garage Type	Attached
Garage Area	613 sqft
Parking Spaces	2 Parking Spaces
Patio Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	428-273-003
Street Address	2264 CANTANIA CT
City	LOS BANOS
State	CA
Zip	93635-6421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VERONA UNIT #3 LOT 177
Legal Subdivision	VERONA 99-1
Legal Lot Number	177
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	1
Census Block	1016
Census Tract	2304

Owner

2264 Cantania Ct is owned and occupied by two individuals who bought it in November 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2264 CANTANIA CT, LOS BANOS, CA 93635-6421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 26, 2021	Grant Deed, Transfer · Commercial Mortgage ZINCE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	May 26, 2021 · Amount on File
Deed Document Number	202149409
Prior Transfer Date	Mar 12, 2004
Prior Transfer Doc	0000019068
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 3, 2021
Property Address	2264 CANTANIA CT, LOS BANOS, CA 93635-6421
Document Number	0000049409
Map Reference	VOL 59 PG 12-15
Instrument Date	Oct 27, 2021
Instrument	2021049409
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2264 CANTANIA CT, LOS BANOS, CA 93635-6421

Mortgage

Document Number	0000049410
Date	Nov 3, 2021
Instrument	2021049410

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 26, 2021
Property Address	2264 CANTANIA CT, LOS BANOS, CA 93635-6421
Document Number	0000023743
Map Reference	VOL 59 PG 12-15
Instrument Date	May 6, 2021
Instrument	2021023743
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15816 MIDWAY RD, LOS BANOS, CA 93635-9442
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023744
Date	May 26, 2021
Instrument	2021023744

Lender

Name	ZINCE FINANCIAL INC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2264 Cantania Ct was $6,563.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$584,511 (+2%) Land $119,066 Building $465,445
2025	$6,563.00	$573,051 Land $116,732 Building $456,319
2023	$6,261.00 (+1.59%)	$550,800 Land $112,200 Building $438,600
2022	$6,163.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2264 Cantania Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2264 Cantania Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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