Cortland County and Homer Town property record for 2205 E River Rd, Cortland, NY 13045
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 4,056 sqft · built 1939 |
| Lot Size | 23.8 acres (1,037,599 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,321 (2026) |
| Deeds & Mortgages | Feb 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 113089 67.00-11-07.000 |
| Primary APN | 113089 67.00-11-07.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,056 sqft Total Area |
| 1st Floor Area | 4,056 sqft |
| Upper Floors Area | 949 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,037,599 sqft (23.8 acres) |
| Garage Type | Mixed |
| Garage Area | 1,516 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2205 E RIVER RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9739 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 04 |
| Legal Block | 11 |
| Legal Lot Number | 7.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 970202 |
Source: Cortland County and Homer Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2205 E RIVER RD, CORTLAND, NY 13045-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 13, 2005 |
| Transfer Doc | 0103564001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 2205 E RIVER RD, CORTLAND, NY 13045-9739 |
| Document Number | 0000001433 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Title Company | INDEPENDENT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 2205 E RIVER RD CORTLAND NY 130459739, CORTLAND, NY 13045-9739 |
| Document Number | 0000001433 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 1433 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | CORTLAND, NY 13045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cortland County and Homer Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Homer Town |
| Unified School District | Homer Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,321.00 (+119.39%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,337.00 (-4.33%) | $182,200 (-) Land $42,800 Building $139,400 | $271,940 (+2.98%) Land $63,881 Building $208,059 |
| 2023 | $3,488.00 Homeowner's exemption Senior Citizen's exemption | $182,200 Land $42,800 Building $139,400 | $264,058 Land $62,029 Building $202,029 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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