2177 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Homer Town property record for 2177 E River Rd, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,584 sqft · built 1938
Lot Size1.42 acres (61,855 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Nov 2023)
Tax Bill$8,439 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN113089 67.00-11-09.000

Property Details

APN / Parcel Number

Primary APN113089 67.00-11-09.000
Alternative APN
  • 308906700000110090000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,584 sqft Living Area
1st Floor Area1,292 sqft
2nd Floor Area1,292 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleColonial
Exterior MaterialWood
Lot Area61,855 sqft (1.42 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area460 sqft
Patio Area892 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2177 E RIVER RD
CityCORTLAND
StateNY
Zip13045-9755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block11
Legal Lot Number9.000
JurisdictionCORTLAND NY
Township / Civil DivisionHOMER
Census Block Group1
Census Block1069
Census Tract970202

Owner

Source: Cortland County and Homer Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2177 E RIVER RD, CORTLAND, NY 13045-9755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2023 · Amount on Record
Deed SaleNov 13, 2023 · Amount on Record
Prior SaleMay 31, 1995 · Amount on Record
Deed Document Number20237018
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateNov 13, 2023
Property Address2177 E RIVER RD, CORTLAND, NY 13045-9755
Document Number0000007018
Instrument DateNov 9, 2023
Instrument2023-07018
Transaction TypeTransfer
Record UpdatedDec 5, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address51 HUBBARD ST, CORTLAND, NY 13045-2738

Mortgage

Document Number0000007019
DateNov 13, 2023
Instrument2023-07019
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cortland County and Homer Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionHomer Town
Unified School DistrictHomer Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,439.00 (+119.42%)
2025$3,846.00 (+3.5%)$210,000 (+8.19%) Land $20,600 Building $189,400$313,433 (+11.42%) Land $30,746 Building $282,687
2023$3,716.00 (-2.39%)$194,100 (-) Land $20,600 Building $173,500$281,304 (+21.74%) Land $29,855 Building $251,449
2022$3,807.00$194,100 Land $20,600 Building $173,500$231,071 Land $24,524 Building $206,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on E River Rd

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