2158 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Homer Town property record for 2158 E River Rd, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,119 sqft · built 1880
Lot Size0.654 acres (28,523 sqft)
Owner2 Individual Names on Record
Tax Bill$2,787 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN113089 77.00-02-18.000

Property Details

APN / Parcel Number

Primary APN113089 77.00-02-18.000
Alternative APN
  • 308907700000020180000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,119 sqft Living Area
1st Floor Area1,399 sqft
2nd Floor Area720 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area28,523 sqft (0.654 acres)
Lot Dimensions161 ft deep x 176 ft wide
Garage TypeMixed
Garage Area1,600 sqft
Parking Spaces6 Parking Spaces
PorchSlab
Porch Area664 sqft
Canopy840 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2158 E RIVER RD
CityCORTLAND
StateNY
Zip13045-9755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number18.000
JurisdictionCORTLAND NY
Township / Civil DivisionHOMER
Census Block Group1
Census Block1057
Census Tract970202

Owner

Source: Cortland County and Homer Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2158 E RIVER RD, CORTLAND, NY 13045-9755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 10, 2019
Transfer Doc0000001539
Record UpdatedJun 8, 2026

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCORTLAND NY
Recording DateApr 23, 2019
Property Address2158 E RIVER RD, CORTLAND, NY 13045-9755
Document Number0000001539
Instrument DateApr 10, 2019
Instrument1539
Transaction TypeTransfer
Record UpdatedApr 30, 2019
Title CompanyCLOSING USA LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2158 E RIVER RD CORTLAND NY 130459755, CORTLAND, NY 13045-9755

Mortgage

Document Number1540
DateApr 23, 2019
Instrument1540
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueApr 22, 2049

Tax Assessment & Valuation

Source: Cortland County and Homer Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionHomer Town
Unified School DistrictHomer Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,787.00 (+42.05%)$102,500 (-) Land $15,200 Building $87,300$152,985 (+2.98%) Land $22,687 Building $130,298
2023$1,962.00 Homeowner's exemption Senior Citizen's exemption$102,500 Land $15,200 Building $87,300$148,551 Land $22,029 Building $126,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on E River Rd

Nearby Streets

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